Homebuyer due diligence

Know who is handling your mortgage.

Before they hand you the keys to your biggest purchase, verify the mortgage professional and company on your paperwork. Search public license records from seven states by name, company, city, or NMLS number.

Free. No login. Full-roster coverage currently includes CA, FL, PA, MO, CT, MA, and CO. Results link to the official NMLS record.

FreeNo login155,541+ active records loadedBuilt from state public records
License status: ActiveNMLS #1842309

Sarah Chen

Loan Officer · Example Mortgage Co.

CompanyExample Mortgage Co.
LocationSacramento, CA
Licensed since2017
NMLS statusActive

Illustrative example · search above for real records

247,580
Records loaded
155,541
Active licenses
7 states
With full rosters
$0
Cost to you, always

How it works

Verify your loan officer in about a minute.

01 · Search

Type a name or NMLS number

Search the people on your loan estimate, your closing disclosure, or the business card you were handed.

02 · Read

See license status and history

License status, the company they work under, where they are licensed, and how long they have held a license.

03 · Confirm

Open the official record

Every result links straight to the official NMLS Consumer Access record so you can confirm it yourself.

Frequently asked questions

Is KeysAhead free to use?

Yes. Looking up a loan officer is free and needs no account. KeysAhead is a consumer resource built on public records, not a paid service.

Where does the data come from?

From the licensing rosters that state mortgage regulators publish as public records. We show licensing facts only, and every record links to the official NMLS Consumer Access entry so you can confirm it. See where our data comes from.

Is this the official NMLS website?

No. KeysAhead is independent and not affiliated with NMLS or any regulator. The official record always lives on NMLS Consumer Access. We make that record easier to find and read.

What if my loan officer is not in the results?

KeysAhead currently has full public rosters for California, Florida, Pennsylvania, Missouri, Connecticut, Massachusetts, and Colorado. If you do not see someone, search the official NMLS Consumer Access site.

Homebuyer due diligence

Check the people handling your closing.

Search public mortgage-license records from seven states by name, company, city, or NMLS number. Free, no login.

Look up a license

A one-minute check before the biggest signature stack of your life.