San Francisco, CA · mortgage lenders and licensed loan officers
Mortgage brokers and lenders in San Francisco, CA
Comparing mortgage brokers and lenders in San Francisco, CA? Check who is licensed first. 993 active loan officer license records list a business address here, naming 129 companies, and federal HMDA data shows which lenders made the most home loans in the area.
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Key facts
- 993 active license records for 768 people (counted once by NMLS ID) with a business address in the San Francisco, CA area, from the California DRE, Pennsylvania DoBS (data.pa.gov), Colorado DORA, Division of Real Estate, Florida OFR and Missouri Division of Finance rosters. Source: state license rosters.
- Bank of America, National Association reported the most home-loan originations here in 2024 (1,986), followed by U.S. Bank National Association (1,331). Source: HMDA 2024.
- 129 companies are named on 294 active records; the 10 named most often appear on 42.9% of those records. Source: state license rosters.
- 38 of 118 dated active records carry a license year of 2025 or later. Source: state license rosters.
- 348 California DRE records here are held under a real estate broker license, the license a California mortgage broker usually operates under. Source: state license rosters.
Lenders that made the most home loans in San Francisco, CA
Bank of America, National Association reported 1,986 home-loan originations in the San Francisco, CA metro area (HMDA area code 41884) in 2024, the most of any lender in HMDA data; the 8 lenders below made 9,800 loans between them. HMDA covers the whole metropolitan area, which can reach past the cities counted below. Brokered loans count under the lender that funded them, so brokers are not listed. Loan count says nothing about rates or service.
| Rank | Lender | 2024 loans |
|---|---|---|
| 1 | Bank of America, National Association | 1,986 |
| 2 | U.S. Bank National Association | 1,331 |
| 3 | Wells Fargo Bank, National Association | 1,298 |
| 4 | JPMorgan Chase Bank, National Association | 1,197 |
| 5 | Rocket Mortgage, LLC | 1,146 |
| 6 | Citibank, National Association | 1,111 |
| 7 | United Shore Financial Services, LLC | 1,069 |
| 8 | BMO Bank National Association | 662 |
Companies named on San Francisco, CA license records
294 active license records here name the company the loan officer works for (for California salespersons, the sponsoring broker, which can be a real estate brokerage): 129 companies in all. The 10 named most often hold 42.9% of those records. A count of license records is not loan volume or a recommendation.
| Company on public record | Active records |
|---|---|
| Googain INC | 26 |
| General Mortgage Capital Corporation | 25 |
| American Pacific Mortgage Corporation | 15 |
| Giant Realty Incorporated | 12 |
| Alliance Bay Funding INC | 11 |
| C2 Financial Corporation | 9 |
| Pacific Bay Financial Corporation | 8 |
| Goodview Financial & Real Estate Corporation | 8 |
| Bq Group INC | 7 |
| Home Advantage Corporation | 5 |
Broker or lender in San Francisco, CA?
A broker arranges your loan with one of several lenders; a lender funds it. Either way, the loan officer you deal with needs a state license and an NMLS ID, and the NMLS ID must match the one on your Loan Estimate. Compare same-day estimates with the Loan Estimate comparison tool.
California licenses mortgage loan originators through two regulators: the Department of Real Estate (a real estate license with an MLO endorsement, the usual route for mortgage brokers) and the Department of Financial Protection and Innovation. KeysAhead loads the DRE file only. Of its active records here, 348 are broker licenses, 294 are salesperson licenses sponsored by a broker, and 153 are corporation officers.
Cities counted for San Francisco, CA: San Francisco, Oakland, Berkeley, Daly City, San Mateo, Redwood City, South San Francisco, Alameda, Hayward, Fremont or Walnut Creek (the business city on the license record).
Licensed loan officers in San Francisco, CA
60 of the 768 people with an active record and an NMLS ID here, one row each: the California DRE roster before other states, longest-licensed first where the roster gives a year. Only records with an NMLS ID are listed. A roster, not a ranking or an endorsement.
San Francisco, CA ยท licensed loan officers
| Loan officer | Status | Location | Company | Licensed | NMLS # |
|---|---|---|---|---|---|
| Junyao | Active | San Francisco, CA | General Mortgage Capital Corporation | n/a | #2414031 |
| Amelia Viana Abalos | Active | South San Francisco, CA | n/a | n/a | #349730 |
| Mohammad Mustafa Afzal | Active | Walnut Creek, CA | n/a | n/a | #325370 |
| Wahid Afzal | Active | Berkeley, CA | Oak Leaf Funding Solutions INC | n/a | #293865 |
| Vijay Agarwal | Active | Fremont, CA | General Mortgage Capital Corporation | n/a | #342482 |
| Ali Maqbool Ahmed | Active | Fremont, CA | Home Advantage Corporation | n/a | #1404479 |
| Rana Nadim Ahmed | Active | Fremont, CA | n/a | n/a | #336957 |
| Saeed Ahmed | Active | Fremont, CA | n/a | n/a | #328813 |
| Joanne Jongsook Ahn | Active | San Francisco, CA | n/a | n/a | #352117 |
| Shiv Ahuja | Active | Fremont, CA | n/a | n/a | #257945 |
| Donna R Aldrich | Active | San Francisco, CA | Go Rascal Inc. | n/a | #238083 |
| Alex Alexander | Active | Walnut Creek, CA | n/a | n/a | #281519 |
| Amir Amiri | Active | Hayward, CA | n/a | n/a | #987021 |
| Felino Anthony Amistad | Active | San Mateo, CA | n/a | n/a | #346169 |
| Sunmeet Narinder Anand | Active | Fremont, CA | n/a | n/a | #360515 |
| Marcus Christopher Anderson | Active | San Francisco, CA | Pure Lending Solutions | n/a | #2011741 |
| David Y Anwar | Active | Fremont, CA | n/a | n/a | #1144574 |
| James Walter Argo | Active | San Francisco, CA | n/a | n/a | #257031 |
| Joseph Kenneth Arino | Active | Walnut Creek, CA | n/a | n/a | #326017 |
| Saleem Attaie | Active | San Francisco, CA | C2 Financial Corporation | n/a | #401857 |
| Ranbir S Atwal | Active | Fremont, CA | n/a | n/a | #321051 |
| Mary Ann Ault | Active | San Francisco, CA | n/a | n/a | #1405803 |
| Rajinder Kumar Babbar | Active | Fremont, CA | n/a | n/a | #321355 |
| Victoria Stewart Bahnasy | Active | Redwood City, CA | American Pacific Mortgage Corporation | n/a | #248727 |
| Theresa Renae Baner | Active | Walnut Creek, CA | Sofia Gurevich | n/a | #1069613 |
| Jeffrey James Barden | Active | San Mateo, CA | n/a | n/a | #246233 |
| Patricia Alma Beattie | Active | Oakland, CA | n/a | n/a | #297062 |
| Steven Rene' Belleville | Active | San Mateo, CA | Redwood Mortgage Corp | n/a | #1464614 |
| Carolynn Castaneda Bernabe | Active | San Mateo, CA | n/a | n/a | #1531306 |
| Chandru Chainrai Bhambhra | Active | Fremont, CA | n/a | n/a | #322403 |
| Renu Bhardwaj | Active | Fremont, CA | n/a | n/a | #310597 |
| Sanjeev Bhardwaj | Active | Fremont, CA | n/a | n/a | #310693 |
| Manmeet Singh Bhasin | Active | Fremont, CA | n/a | n/a | #147705 |
| Kamal Narayan Bhatia | Active | Fremont, CA | Cal Coast Financial Corp | n/a | #1976169 |
| Lauren Ann Bilich-Johnson | Active | Walnut Creek, CA | n/a | n/a | #1463781 |
| Andrew Keith Block | Active | San Mateo, CA | C2 Financial Corporation | n/a | #293174 |
| Daniel Soong Jin Bo | Active | Hayward, CA | n/a | n/a | #1213468 |
| Gina Selina Bocage | Active | Fremont, CA | n/a | n/a | #1572028 |
| Anita Prabhakar Bolinjkar | Active | Fremont, CA | n/a | n/a | #343036 |
| Megan Chelsea Boyle | Active | San Francisco, CA | Unified Home Loans | n/a | #1948093 |
| Rickey Dayshawn Bradley | Active | Oakland, CA | n/a | n/a | #1005515 |
| Mayya Brener | Active | South San Francisco, CA | Pacific Bay Financial Corporation | n/a | #290180 |
| Jay Kevin Briggs | Active | Walnut Creek, CA | n/a | n/a | #299689 |
| Kevin William Brindley | Active | San Francisco, CA | n/a | n/a | #353910 |
| Vladimir M Brodskiy | Active | San Francisco, CA | Pacific Bay Financial Corporation | n/a | #346197 |
| Dawn Marie Brown | Active | Walnut Creek, CA | n/a | n/a | #2401900 |
| Jane Evangeline Brown | Active | San Francisco, CA | n/a | n/a | #149916 |
| Evelyn Buckley | Active | San Mateo, CA | General Mortgage Capital Corporation | n/a | #309067 |
| Sean Charlton Buckley | Active | San Francisco, CA | n/a | n/a | #349945 |
| Michael Russell Burwell | Active | San Mateo, CA | n/a | n/a | #286825 |
| Timothy Russell Burwell | Active | San Mateo, CA | Redwood Mortgage Corp | n/a | #250221 |
| Marcel Dichoso Calderon | Active | Fremont, CA | n/a | n/a | #1253516 |
| Damien Aaron Campbell | Active | Oakland, CA | Preferred Mortgage Inc. | n/a | #254166 |
| Imad Costandi Canavati | Active | Redwood City, CA | C2 Financial Corporation | n/a | #290056 |
| Ingrid Canto | Active | Fremont, CA | Alliance Bay Funding INC | n/a | #304504 |
| Lei Cao | Active | Fremont, CA | n/a | n/a | #1714517 |
| Robert Anthony Cappa | Active | San Francisco, CA | American Pacific Mortgage Corporation | n/a | #319423 |
| Thomas Joseph Cascarino | Active | Alameda, CA | n/a | n/a | #48905 |
| Eleazar Enrique Castillo | Active | Hayward, CA | Mark Steven Vanderpool | n/a | #2314036 |
| Myriam Estela Castillo | Active | Hayward, CA | n/a | n/a | #359698 |
Data source California DRE public record. 21,122 mortgage loan originators licensed in this state (20,495 active). Last refreshed 2026-08-22. KeysAhead republishes public-record licensing facts only; confirm any record on the official NMLS Consumer Access. View the source file.
Our data
Contribution: derived analysis, downloadable dataset
- Collected: 1,211 public license records whose business city is in the San Francisco, CA area, from the state regulator rosters KeysAhead loads (active records by roster: CA 795, PA 76, CO 68, FL 50, MO 4), plus the federal HMDA lender list for the metro. Observed: California DRE roster 2026-08-22; Pennsylvania DoBS (data.pa.gov) roster 2026-08-22; Colorado DORA, Division of Real Estate roster 2026-08-23; Florida OFR roster 2026-08-22; Missouri Division of Finance roster 2026-08-22; HMDA 2024 data (loaded 2026-05-22).
- Published: aggregate counts; individual records stay on NMLS Consumer Access.
- Computed: 3 derived shares, each with its formula and arithmetic in the dataset.
- Method: data sources and limits.
- Reproduce it: download the data as JSON (22 rows; license CC BY 4.0).
| Figure | Count |
|---|---|
| License records with a business address in the metro | 1,211 |
| Active license records | 993 |
| Inactive or expired records still on file | 218 |
| Distinct people with an active record (by NMLS ID) | 768 |
| Active records that name a company | 294 |
| Distinct companies named on active records | 129 |
| Active records naming one of the 10 most-named companies | 126 |
| Active records with a license year on the roster | 118 |
| Active records with a license year of 2025 or later | 38 |
| Lenders shown from HMDA (largest by home-loan originations) | 8 |
| Home loans originated by the lenders shown (HMDA) | 9,800 |
| California DRE records held under a broker license | 348 |
| California DRE records held under a salesperson license | 294 |
| California DRE records held as a corporation officer | 153 |
Frequently asked questions
How do I check a mortgage broker or lender in San Francisco, CA?
Look up the loan officer's NMLS number, then check that the company on the official record is the one on your Loan Estimate.
Which lenders made the most home loans in San Francisco, CA?
In HMDA 2024 data, Bank of America, National Association reported the most originations in the San Francisco, CA metro area (1,986), followed by U.S. Bank National Association and Wells Fargo Bank, National Association. The count is loan volume only, not a measure of rates or service.
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