San Jose, CA · mortgage lenders and licensed loan officers
Mortgage brokers and lenders in San Jose, CA
Comparing mortgage brokers and lenders in San Jose, CA? Check who is licensed first. 1,648 active loan officer license records list a business address here, naming 121 companies, and federal HMDA data shows which lenders made the most home loans in the area.
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Key facts
- 1,648 active license records for 1,282 people (counted once by NMLS ID) with a business address in the San Jose, CA area, from the California DRE, Pennsylvania DoBS (data.pa.gov), Colorado DORA, Division of Real Estate, Missouri Division of Finance and Florida OFR rosters. Source: state license rosters.
- Bank of America, National Association reported the most home-loan originations here in 2024 (3,037), followed by Wells Fargo Bank, National Association (2,513). Source: HMDA 2024.
- 121 companies are named on 564 active records; the 10 named most often appear on 58.7% of those records. Source: state license rosters.
- 65 of 191 dated active records carry a license year of 2025 or later. Source: state license rosters.
- 487 California DRE records here are held under a real estate broker license, the license a California mortgage broker usually operates under. Source: state license rosters.
Lenders that made the most home loans in San Jose, CA
Bank of America, National Association reported 3,037 home-loan originations in the San Jose, CA metro area (HMDA area code 41940) in 2024, the most of any lender in HMDA data; the 8 lenders below made 15,735 loans between them. HMDA covers the whole metropolitan area, which can reach past the cities counted below. Brokered loans count under the lender that funded them, so brokers are not listed. Loan count says nothing about rates or service.
| Rank | Lender | 2024 loans |
|---|---|---|
| 1 | Bank of America, National Association | 3,037 |
| 2 | Wells Fargo Bank, National Association | 2,513 |
| 3 | U.S. Bank National Association | 2,309 |
| 4 | Rocket Mortgage, LLC | 1,948 |
| 5 | Citibank, National Association | 1,618 |
| 6 | BMO Bank National Association | 1,588 |
| 7 | United Shore Financial Services, LLC | 1,469 |
| 8 | Hsbc Bank USA, National Association | 1,253 |
Companies named on San Jose, CA license records
564 active license records here name the company the loan officer works for (for California salespersons, the sponsoring broker, which can be a real estate brokerage): 121 companies in all. The 10 named most often hold 58.7% of those records. A count of license records is not loan volume or a recommendation.
| Company on public record | Active records |
|---|---|
| Googain INC | 142 |
| General Mortgage Capital Corporation | 36 |
| Ocean Mortgage Corp | 34 |
| Bayview Residential Brokerage | 28 |
| Giant Realty Incorporated | 23 |
| Bq Group INC | 19 |
| Morgan Real Estate & Financial, Inc. | 15 |
| Goodview Financial & Real Estate Corporation | 14 |
| Alliance Bay Funding INC | 12 |
| Elite Realty Services | 8 |
Broker or lender in San Jose, CA?
A broker arranges your loan with one of several lenders; a lender funds it. Either way, the loan officer you deal with needs a state license and an NMLS ID, and the NMLS ID must match the one on your Loan Estimate. Compare same-day estimates with the Loan Estimate comparison tool.
California licenses mortgage loan originators through two regulators: the Department of Real Estate (a real estate license with an MLO endorsement, the usual route for mortgage brokers) and the Department of Financial Protection and Innovation. KeysAhead loads the DRE file only. Of its active records here, 487 are broker licenses, 564 are salesperson licenses sponsored by a broker, and 188 are corporation officers.
Cities counted for San Jose, CA: San Jose, Sunnyvale, Santa Clara, Mountain View, Milpitas, Cupertino, Campbell, Los Gatos or Saratoga (the business city on the license record).
Licensed loan officers in San Jose, CA
60 of the 1,282 people with an active record and an NMLS ID here, one row each: the California DRE roster before other states, longest-licensed first where the roster gives a year. Only records with an NMLS ID are listed. A roster, not a ranking or an endorsement.
San Jose, CA ยท licensed loan officers
| Loan officer | Status | Location | Company | Licensed | NMLS # |
|---|---|---|---|---|---|
| Miying | Active | Sunnyvale, CA | Morgan Real Estate & Financial, Inc. | n/a | #2224049 |
| Rosario Abano | Active | San Jose, CA | Lighthouse Capital Group | n/a | #380170 |
| Daniel Abta | Active | San Jose, CA | n/a | n/a | #334263 |
| Dalisay Eugenio Abungin | Active | Sunnyvale, CA | n/a | n/a | #1044240 |
| Elva Lopez Acevedo | Active | San Jose, CA | n/a | n/a | #2229546 |
| Karen Louise Addato | Active | Campbell, CA | n/a | n/a | #344924 |
| Dilek Akman-Toprak | Active | San Jose, CA | Pacific Bay Lending, Inc. | n/a | #262044 |
| Tamara Alabastro | Active | San Jose, CA | Alliance Bay Funding INC | n/a | #258958 |
| Frank Alam | Active | Los Gatos, CA | Liu & Partners Enterprises Corporation | n/a | #245971 |
| Sally Ann Alexander | Active | San Jose, CA | Herberg INC | n/a | #338543 |
| Ali Hasnain Ali | Active | San Jose, CA | n/a | n/a | #323217 |
| Jaime Alvarez | Active | San Jose, CA | n/a | n/a | #1547287 |
| Jose M Alvarez | Active | Sunnyvale, CA | Starriver INC | n/a | #1122901 |
| Angel Manuel Anaya Fernandez | Active | San Jose, CA | Full Realty Services INC | n/a | #1289409 |
| Elizabeth Kathleen Andrade | Active | Sunnyvale, CA | n/a | n/a | #252117 |
| Philip Christopher Andrews | Active | Saratoga, CA | Coast Residential Funding INC | n/a | #234719 |
| John Arce | Active | San Jose, CA | Platinum Investment Partners | n/a | #290684 |
| Morteza Alan Ardalan | Active | San Jose, CA | n/a | n/a | #339746 |
| Robert Arroyo | Active | Saratoga, CA | n/a | n/a | #1062502 |
| Adriana M Arteaga | Active | San Jose, CA | n/a | n/a | #1969167 |
| Gloria Jacqueline Arteaga | Active | San Jose, CA | Premier Century, Inc. | n/a | #1198509 |
| Sergio Gomez Ascencio | Active | San Jose, CA | n/a | n/a | #352864 |
| Rosanne Arcilla Asuncion | Active | Sunnyvale, CA | Googain INC | n/a | #336237 |
| Yousef Atabakhsh | Active | San Jose, CA | n/a | n/a | #335266 |
| Helen Au | Active | Los Gatos, CA | Michael Man-Ho Koo | n/a | #335773 |
| Nadim Akhtar Aziz | Active | San Jose, CA | n/a | n/a | #320342 |
| Michael William Babb | Active | San Jose, CA | American Family Funding Group, Inc. | n/a | #236907 |
| Xiao Yu Bai | Active | Santa Clara, CA | Googain INC | n/a | #2565750 |
| Keith James Balch | Active | Campbell, CA | n/a | n/a | #328892 |
| Debbie C Ban | Active | Sunnyvale, CA | n/a | n/a | #1262738 |
| Shilpa M Bandewar | Active | Cupertino, CA | General Mortgage Capital Corporation | n/a | #300128 |
| Peter Tam Bao | Active | San Jose, CA | n/a | n/a | #353530 |
| Ye Bao | Active | Sunnyvale, CA | Metroreal Inc. | n/a | #874248 |
| Kiran Bedi | Active | San Jose, CA | Bayview Residential Brokerage | n/a | #862393 |
| Michele Jeannette Bell | Active | San Jose, CA | n/a | n/a | #343976 |
| Angela Beusee | Active | San Jose, CA | General Mortgage Capital Corporation | n/a | #343151 |
| Rajive Kumar Bhargava | Active | San Jose, CA | Aarax Home Loans, Inc. | n/a | #1220008 |
| Rashmi Bhargava | Active | Milpitas, CA | n/a | n/a | #338838 |
| Feng Bi | Active | San Jose, CA | n/a | n/a | #301044 |
| Michael Scott-Alan Blomquist | Active | Los Gatos, CA | n/a | n/a | #389144 |
| Victor John Borelli | Active | San Jose, CA | n/a | n/a | #2079256 |
| Peter Bradshaw | Active | Santa Clara, CA | General Mortgage Capital Corporation | n/a | #1953906 |
| Clay Alan Brasuell | Active | Los Gatos, CA | n/a | n/a | #345698 |
| Orlando M Brittian | Active | Santa Clara, CA | n/a | n/a | #1007056 |
| Nancy Brown | Active | San Jose, CA | n/a | n/a | #251256 |
| Tina L Broyles | Active | San Jose, CA | n/a | n/a | #91630 |
| Peter Richard Brunetto | Active | San Jose, CA | Bayview Residential Brokerage | n/a | #356051 |
| William Albert Bryant | Active | San Jose, CA | n/a | n/a | #344263 |
| Anhdao Thi Bui | Active | San Jose, CA | Martin Lending Group INC | n/a | #233578 |
| Cal Dinh Bui | Active | Santa Clara, CA | n/a | n/a | #1267264 |
| Christine Minh Bui | Active | Milpitas, CA | n/a | n/a | #256327 |
| Hoa Truc Bui | Active | San Jose, CA | n/a | n/a | #1002514 |
| Steven Bui | Active | San Jose, CA | n/a | n/a | #313858 |
| Tram Bich Bui | Active | Mountain View, CA | n/a | n/a | #338017 |
| Trinh T Bui | Active | San Jose, CA | One Mortgage Central INC | n/a | #330695 |
| Janet Liu Bump | Active | San Jose, CA | Googain INC | n/a | #1535015 |
| Christa A Bustamante | Active | Campbell, CA | n/a | n/a | #2302877 |
| Wenling Butt | Active | San Jose, CA | Giant Realty Incorporated | n/a | #300195 |
| Ivan Caballero | Active | San Jose, CA | n/a | n/a | #337183 |
| Steve Michael Cabral | Active | San Jose, CA | Nationwide Loans, INC | n/a | #346179 |
Data source California DRE public record. 21,122 mortgage loan originators licensed in this state (20,495 active). Last refreshed 2026-08-22. KeysAhead republishes public-record licensing facts only; confirm any record on the official NMLS Consumer Access. View the source file.
Our data
Contribution: derived analysis, downloadable dataset
- Collected: 1,727 public license records whose business city is in the San Jose, CA area, from the state regulator rosters KeysAhead loads (active records by roster: CA 1,239, PA 145, CO 130, MO 73, FL 61), plus the federal HMDA lender list for the metro. Observed: California DRE roster 2026-08-22; Pennsylvania DoBS (data.pa.gov) roster 2026-08-22; Colorado DORA, Division of Real Estate roster 2026-08-23; Missouri Division of Finance roster 2026-08-22; Florida OFR roster 2026-08-22; HMDA 2024 data (loaded 2026-05-22).
- Published: aggregate counts; individual records stay on NMLS Consumer Access.
- Computed: 3 derived shares, each with its formula and arithmetic in the dataset.
- Method: data sources and limits.
- Reproduce it: download the data as JSON (22 rows; license CC BY 4.0).
| Figure | Count |
|---|---|
| License records with a business address in the metro | 1,727 |
| Active license records | 1,648 |
| Inactive or expired records still on file | 79 |
| Distinct people with an active record (by NMLS ID) | 1,282 |
| Active records that name a company | 564 |
| Distinct companies named on active records | 121 |
| Active records naming one of the 10 most-named companies | 331 |
| Active records with a license year on the roster | 191 |
| Active records with a license year of 2025 or later | 65 |
| Lenders shown from HMDA (largest by home-loan originations) | 8 |
| Home loans originated by the lenders shown (HMDA) | 15,735 |
| California DRE records held under a broker license | 487 |
| California DRE records held under a salesperson license | 564 |
| California DRE records held as a corporation officer | 188 |
Frequently asked questions
How do I check a mortgage broker or lender in San Jose, CA?
Look up the loan officer's NMLS number, then check that the company on the official record is the one on your Loan Estimate.
Which lenders made the most home loans in San Jose, CA?
In HMDA 2024 data, Bank of America, National Association reported the most originations in the San Jose, CA metro area (3,037), followed by Wells Fargo Bank, National Association and U.S. Bank National Association. The count is loan volume only, not a measure of rates or service.
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