San Diego, CA · mortgage lenders and licensed loan officers
Mortgage brokers and lenders in San Diego, CA
Comparing mortgage brokers and lenders in San Diego, CA? Check who is licensed first. 3,488 active loan officer license records list a business address here, naming 234 companies, and federal HMDA data shows which lenders made the most home loans in the area.
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Key facts
- 3,488 active license records for 2,083 people (counted once by NMLS ID) with a business address in the San Diego, CA area, from the California DRE, Pennsylvania DoBS (data.pa.gov), Florida OFR, Colorado DORA, Division of Real Estate and Missouri Division of Finance rosters. Source: state license rosters.
- United Shore Financial Services, LLC reported the most home-loan originations here in 2024 (9,189), followed by Navy Federal Credit Union (5,244). Source: HMDA 2024.
- 234 companies are named on 633 active records; the 10 named most often appear on 35.1% of those records. Source: state license rosters.
- 214 of 923 dated active records carry a license year of 2025 or later. Source: state license rosters.
- 689 California DRE records here are held under a real estate broker license, the license a California mortgage broker usually operates under. Source: state license rosters.
Lenders that made the most home loans in San Diego, CA
United Shore Financial Services, LLC reported 9,189 home-loan originations in the San Diego, CA metro area (HMDA area code 41740) in 2024, the most of any lender in HMDA data; the 8 lenders below made 33,131 loans between them. HMDA covers the whole metropolitan area, which can reach past the cities counted below. Brokered loans count under the lender that funded them, so brokers are not listed. Loan count says nothing about rates or service.
| Rank | Lender | 2024 loans |
|---|---|---|
| 1 | United Shore Financial Services, LLC | 9,189 |
| 2 | Navy Federal Credit Union | 5,244 |
| 3 | Rocket Mortgage, LLC | 4,572 |
| 4 | U.S. Bank National Association | 3,883 |
| 5 | Bank of America, National Association | 2,876 |
| 6 | Mission | 2,639 |
| 7 | Spring Eq, LLC | 2,534 |
| 8 | Pennymac Loan Services, LLC | 2,194 |
Companies named on San Diego, CA license records
633 active license records here name the company the loan officer works for (for California salespersons, the sponsoring broker, which can be a real estate brokerage): 234 companies in all. The 10 named most often hold 35.1% of those records. A count of license records is not loan volume or a recommendation.
| Company on public record | Active records |
|---|---|
| C2 Financial Corporation | 99 |
| Mc Jab INC | 20 |
| Cabrillo Mortgage And Realty Services | 18 |
| E Mortgage Capital, Inc. | 18 |
| Integrity Mortgage Group | 17 |
| Homeplus Corporation | 11 |
| Avalon Mortgage Corporation | 10 |
| USA Financial Consultants INC | 10 |
| Residential Wholesale Mortgage INC | 10 |
| World Wide Credit Corporation | 9 |
Broker or lender in San Diego, CA?
A broker arranges your loan with one of several lenders; a lender funds it. Either way, the loan officer you deal with needs a state license and an NMLS ID, and the NMLS ID must match the one on your Loan Estimate. Compare same-day estimates with the Loan Estimate comparison tool.
California licenses mortgage loan originators through two regulators: the Department of Real Estate (a real estate license with an MLO endorsement, the usual route for mortgage brokers) and the Department of Financial Protection and Innovation. KeysAhead loads the DRE file only. Of its active records here, 689 are broker licenses, 633 are salesperson licenses sponsored by a broker, and 319 are corporation officers.
Cities counted for San Diego, CA: San Diego, Chula Vista, Oceanside, Escondido, Carlsbad, El Cajon, Vista, La Mesa, Encinitas or Poway (the business city on the license record).
Licensed loan officers in San Diego, CA
60 of the 2,083 people with an active record and an NMLS ID here, one row each: the California DRE roster before other states, longest-licensed first where the roster gives a year. Only records with an NMLS ID are listed. A roster, not a ranking or an endorsement.
San Diego, CA ยท licensed loan officers
| Loan officer | Status | Location | Company | Licensed | NMLS # |
|---|---|---|---|---|---|
| Michael Abadie | Active | Encinitas, CA | n/a | n/a | #969287 |
| Iyad Abdin | Active | San Diego, CA | Henry Andrew Schmidt | n/a | #1538260 |
| German Alberto Abril | Active | Oceanside, CA | n/a | n/a | #1051436 |
| Amy Marie Adamaitis | Active | San Diego, CA | Atlas Crown Finanical INC | n/a | #283575 |
| Todd Evan Adams | Active | Oceanside, CA | n/a | n/a | #236228 |
| Christina Jane Adams-Harris | Active | Escondido, CA | Meridox Investment Corp | n/a | #2258700 |
| Don Roger Adamson | Active | Carlsbad, CA | Loanstar Financial Corporation | n/a | #328133 |
| Marilyn Ann Adishian | Active | San Diego, CA | C2 Financial Corporation | n/a | #253998 |
| David Ahmad Afzal | Active | San Diego, CA | n/a | n/a | #334533 |
| Andrew Anthony Aguiar | Active | San Diego, CA | C2 Financial Corporation | n/a | #524463 |
| Matthew Gerard Aguon | Active | San Diego, CA | Crestline Funding Corporation | n/a | #307567 |
| Khuloud A Akel | Active | Poway, CA | n/a | n/a | #268749 |
| Esaul Alatriste | Active | San Diego, CA | n/a | n/a | #823100 |
| Dean Jeffrey Albrecht | Active | San Diego, CA | C2 Financial Corporation | n/a | #176723 |
| Ryan J Albrecht | Active | San Diego, CA | C2 Financial Corporation | n/a | #1035496 |
| Juan Carlos Aldana | Active | San Diego, CA | Clear Mortgage Capital, Inc. | n/a | #1281312 |
| Tami Marie Alderton | Active | Carlsbad, CA | Integrity Mortgage Group | n/a | #322116 |
| Larry Rico Alexander | Active | Carlsbad, CA | Clark/allenbach Group | n/a | #300778 |
| Emmanuel Lee Alfelor | Active | San Diego, CA | Ethos Lending, Inc. | n/a | #545192 |
| Irfan Ali | Active | San Diego, CA | n/a | n/a | #336346 |
| Angela Lynn Allen | Active | San Diego, CA | Avalon Mortgage Corporation | n/a | #236857 |
| Namir Allen | Active | San Diego, CA | n/a | n/a | #254519 |
| Sara Jenelle Allen | Active | San Diego, CA | C2 Financial Corporation | n/a | #270093 |
| Santos Fernando Aloi | Active | Oceanside, CA | n/a | n/a | #862242 |
| Nir Aloni | Active | San Diego, CA | n/a | n/a | #1422625 |
| Sandra Lynn Altemus | Active | Carlsbad, CA | Integrity Mortgage Group | n/a | #334598 |
| Louis Anthony Amaya | Active | Encinitas, CA | n/a | n/a | #5144 |
| Paul Ambrogio | Active | San Diego, CA | C2 Financial Corporation | n/a | #295906 |
| Axel Ambrosius Smith | Active | San Diego, CA | P.s. Capital And Real Estate | n/a | #2091166 |
| Mauricio Amezcua-Lopez | Active | Chula Vista, CA | World Wide Credit Corporation | n/a | #2345863 |
| Raschel A Ammons-Kloos | Active | Vista, CA | n/a | n/a | #341660 |
| Dale E Anderson | Active | San Diego, CA | n/a | n/a | #239554 |
| Ron Arthur Anderson | Active | San Diego, CA | n/a | n/a | #331639 |
| Uriah E Anderson | Active | Encinitas, CA | n/a | n/a | #272891 |
| Peter Nelson Andrews | Active | Carlsbad, CA | n/a | n/a | #181976 |
| Jeremiah Keith Andujo | Active | San Diego, CA | Clear Mortgage Capital, Inc. | n/a | #1019555 |
| Geovanny Gabriel Angeles | Active | Chula Vista, CA | Clear Mortgage Capital, Inc. | n/a | #325439 |
| Rosalea Orpiana Angeles | Active | Chula Vista, CA | n/a | n/a | #253667 |
| Andrea Michael Ania | Active | San Diego, CA | n/a | n/a | #352728 |
| Cesar Mendoza Aniban | Active | San Diego, CA | n/a | n/a | #350283 |
| Howard Eugene Antle | Active | San Diego, CA | n/a | n/a | #291905 |
| Carina R Antonino | Active | San Diego, CA | C2 Financial Corporation | n/a | #294288 |
| Kenneth Max Anzules | Active | El Cajon, CA | Casas Loans Corp | n/a | #357902 |
| Michael Jacob Aon | Active | Chula Vista, CA | n/a | n/a | #245763 |
| Mike Nazar Aqrawi | Active | El Cajon, CA | n/a | n/a | #1471201 |
| Daniel Joseph Aragon | Active | Carlsbad, CA | n/a | n/a | #340961 |
| Jorge Arangure Lopez | Active | Chula Vista, CA | n/a | n/a | #321867 |
| Francisco Arce | Active | Chula Vista, CA | Divita Home Finance INC | n/a | #256696 |
| Michael Quinn Archibald | Active | San Diego, CA | C2 Financial Corporation | n/a | #632839 |
| Peter A Arcidiacono | Active | San Diego, CA | n/a | n/a | #236365 |
| Christopher G Arnold | Active | San Diego, CA | n/a | n/a | #1627724 |
| John L Arnold | Active | San Diego, CA | Professional Mortgage Associates | n/a | #238893 |
| Philip Howard Aronoff | Active | San Diego, CA | n/a | n/a | #281292 |
| Allison Loew Arraut | Active | San Diego, CA | Valor Lending Group | n/a | #1837360 |
| Alexis Francesca Arrington | Active | San Diego, CA | San Diego Funding | n/a | #2387029 |
| Linnea Arrington | Active | San Diego, CA | n/a | n/a | #241288 |
| John Eric Askelson | Active | Carlsbad, CA | n/a | n/a | #346099 |
| Gloria Pita Aspiras | Active | Chula Vista, CA | Aspire Pacific INC | n/a | #346136 |
| Drew Marie Assael | Active | San Diego, CA | Mc Jab INC | n/a | #282084 |
| Eric Ian Atilano | Active | San Diego, CA | Best Equity Property Services, INC | n/a | #394507 |
Data source California DRE public record. 21,122 mortgage loan originators licensed in this state (20,495 active). Last refreshed 2026-08-22. KeysAhead republishes public-record licensing facts only; confirm any record on the official NMLS Consumer Access. View the source file.
Our data
Contribution: derived analysis, downloadable dataset
- Collected: 4,616 public license records whose business city is in the San Diego, CA area, from the state regulator rosters KeysAhead loads (active records by roster: CA 1,641, PA 794, FL 492, CO 431, MO 130), plus the federal HMDA lender list for the metro. Observed: California DRE roster 2026-08-22; Pennsylvania DoBS (data.pa.gov) roster 2026-08-22; Florida OFR roster 2026-08-22; Colorado DORA, Division of Real Estate roster 2026-08-23; Missouri Division of Finance roster 2026-08-22; HMDA 2024 data (loaded 2026-05-22).
- Published: aggregate counts; individual records stay on NMLS Consumer Access.
- Computed: 3 derived shares, each with its formula and arithmetic in the dataset.
- Method: data sources and limits.
- Reproduce it: download the data as JSON (22 rows; license CC BY 4.0).
| Figure | Count |
|---|---|
| License records with a business address in the metro | 4,616 |
| Active license records | 3,488 |
| Inactive or expired records still on file | 1,128 |
| Distinct people with an active record (by NMLS ID) | 2,083 |
| Active records that name a company | 633 |
| Distinct companies named on active records | 234 |
| Active records naming one of the 10 most-named companies | 222 |
| Active records with a license year on the roster | 923 |
| Active records with a license year of 2025 or later | 214 |
| Lenders shown from HMDA (largest by home-loan originations) | 8 |
| Home loans originated by the lenders shown (HMDA) | 33,131 |
| California DRE records held under a broker license | 689 |
| California DRE records held under a salesperson license | 633 |
| California DRE records held as a corporation officer | 319 |
Frequently asked questions
How do I check a mortgage broker or lender in San Diego, CA?
Look up the loan officer's NMLS number, then check that the company on the official record is the one on your Loan Estimate.
Which lenders made the most home loans in San Diego, CA?
In HMDA 2024 data, United Shore Financial Services, LLC reported the most originations in the San Diego, CA metro area (9,189), followed by Navy Federal Credit Union and Rocket Mortgage, LLC. The count is loan volume only, not a measure of rates or service.
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