Fresno, CA · mortgage lenders and licensed loan officers
Mortgage brokers and lenders in Fresno, CA
Comparing mortgage brokers and lenders in Fresno, CA? Check who is licensed first. 266 active loan officer license records list a business address here, naming 44 companies, and federal HMDA data shows which lenders made the most home loans in the area.
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Key facts
- 266 active license records for 204 people (counted once by NMLS ID) with a business address in the Fresno, CA area, from the California DRE, Florida OFR, Colorado DORA, Division of Real Estate and Missouri Division of Finance rosters. Source: state license rosters.
- United Shore Financial Services, LLC reported the most home-loan originations here in 2024 (2,711), followed by Educational Employees Credit Union (1,863). Source: HMDA 2024.
- 44 companies are named on 91 active records; the 10 named most often appear on 53.8% of those records. Source: state license rosters.
- 10 of 24 dated active records carry a license year of 2025 or later. Source: state license rosters.
- 93 California DRE records here are held under a real estate broker license, the license a California mortgage broker usually operates under. Source: state license rosters.
Lenders that made the most home loans in Fresno, CA
United Shore Financial Services, LLC reported 2,711 home-loan originations in the Fresno, CA metro area (HMDA area code 23420) in 2024, the most of any lender in HMDA data; the 8 lenders below made 12,077 loans between them. HMDA covers the whole metropolitan area, which can reach past the cities counted below. Brokered loans count under the lender that funded them, so brokers are not listed. Loan count says nothing about rates or service.
| Rank | Lender | 2024 loans |
|---|---|---|
| 1 | United Shore Financial Services, LLC | 2,711 |
| 2 | Educational Employees Credit Union | 1,863 |
| 3 | Rocket Mortgage, LLC | 1,643 |
| 4 | Kind Lending, LLC | 1,381 |
| 5 | Alameda Mortgage Corporation | 1,255 |
| 6 | Pennymac Loan Services, LLC | 1,182 |
| 7 | Lennar Mortgage, LLC | 1,150 |
| 8 | Freedom Mortgage Corporation | 892 |
Companies named on Fresno, CA license records
91 active license records here name the company the loan officer works for (for California salespersons, the sponsoring broker, which can be a real estate brokerage): 44 companies in all. The 10 named most often hold 53.8% of those records. A count of license records is not loan volume or a recommendation.
| Company on public record | Active records |
|---|---|
| Mid Valley Services INC | 13 |
| Scjl INC | 5 |
| Vantage Point Finance, Inc. | 5 |
| C2 Financial Corporation | 4 |
| Loancom Inc. | 4 |
| Assured Financial Corporation | 4 |
| Premier Mortgage, Inc. | 4 |
| California Funding & Investments | 4 |
| Sierra Pacific Mortgage Company INC | 3 |
| Nationwide Loans, INC | 3 |
Broker or lender in Fresno, CA?
A broker arranges your loan with one of several lenders; a lender funds it. Either way, the loan officer you deal with needs a state license and an NMLS ID, and the NMLS ID must match the one on your Loan Estimate. Compare same-day estimates with the Loan Estimate comparison tool.
California licenses mortgage loan originators through two regulators: the Department of Real Estate (a real estate license with an MLO endorsement, the usual route for mortgage brokers) and the Department of Financial Protection and Innovation. KeysAhead loads the DRE file only. Of its active records here, 93 are broker licenses, 91 are salesperson licenses sponsored by a broker, and 57 are corporation officers.
Cities counted for Fresno, CA: Fresno, Clovis, Madera, Selma or Reedley (the business city on the license record).
Licensed loan officers in Fresno, CA
60 of the 204 people with an active record and an NMLS ID here, one row each: the California DRE roster before other states, longest-licensed first where the roster gives a year. Only records with an NMLS ID are listed. A roster, not a ranking or an endorsement.
Fresno, CA ยท licensed loan officers
| Loan officer | Status | Location | Company | Licensed | NMLS # |
|---|---|---|---|---|---|
| Daron Lee Akins | Active | Clovis, CA | Mid Valley Services INC | n/a | #243474 |
| Armando Lazalde Alaniz | Active | Fresno, CA | n/a | n/a | #344095 |
| Kyle Scott Alcorn | Active | Clovis, CA | Pinnacle Capital | n/a | #1053786 |
| Theodore Isaak Alper | Active | Fresno, CA | n/a | n/a | #2174562 |
| Luis A Altamirano Gomez | Active | Fresno, CA | n/a | n/a | #1588996 |
| Jose Alvarez | Active | Madera, CA | Andy'S Home Loans | n/a | #1766440 |
| Jose Anzures | Active | Madera, CA | n/a | n/a | #402659 |
| Adam Joseph Arrigoni | Active | Fresno, CA | n/a | n/a | #2011230 |
| Christina Marie Avina | Active | Fresno, CA | n/a | n/a | #350047 |
| Kamal Rojay Awrabi | Active | Fresno, CA | n/a | n/a | #357011 |
| Earl Don Baker | Active | Fresno, CA | n/a | n/a | #245999 |
| Nicolas Gene Barayuga | Active | Clovis, CA | Sierra Pacific Mortgage Company INC | n/a | #300065 |
| Italia Monique Benitez | Active | Fresno, CA | n/a | n/a | #1923889 |
| Enjoli Chimere Black | Active | Clovis, CA | C2 Financial Corporation | n/a | #242838 |
| Steven Scott Black | Active | Fresno, CA | n/a | n/a | #325429 |
| Harjeet Singh Brar | Active | Fresno, CA | n/a | n/a | #1632607 |
| Rajwinder Kaur Brar | Active | Clovis, CA | Loancom Inc. | n/a | #2462036 |
| Kirstie Lynn Brewer | Active | Fresno, CA | Scjl INC | n/a | #1805115 |
| Michelle Diane Brunn | Active | Fresno, CA | n/a | n/a | #1426116 |
| Elizabeth Cabral | Active | Fresno, CA | De Young Mortgage, INC | n/a | #1712189 |
| Susan E Campise | Active | Fresno, CA | n/a | n/a | #335251 |
| Lorian M Castro | Active | Madera, CA | One Stop Shop Realty INC | n/a | #408289 |
| Maria Isabel Cervantes Parks | Active | Fresno, CA | C2 Financial Corporation | n/a | #1463568 |
| Manuel Chavez | Active | Fresno, CA | n/a | n/a | #1340110 |
| Mohan Singh Cheema | Active | Fresno, CA | n/a | n/a | #698952 |
| Debbie Lynn Cheselske | Active | Clovis, CA | C2 Financial Corporation | n/a | #253488 |
| Robert M Clark | Active | Fresno, CA | Carollson Harry Firestone | n/a | #357788 |
| Sheri Lynn Collins | Active | Clovis, CA | Assured Financial Corporation | n/a | #287864 |
| Patrick James Conner | Active | Fresno, CA | n/a | n/a | #2271031 |
| Steven Contreras | Active | Selma, CA | Joyson Therampilly John | n/a | #1977165 |
| Craig Arnold Dadian | Active | Fresno, CA | Mid Valley Services INC | n/a | #252876 |
| Joni Davis | Active | Fresno, CA | Loans Of Any Nature, Incorporated | n/a | #339506 |
| Isidro M De La Torre | Active | Fresno, CA | n/a | n/a | #321774 |
| Christopher Brandon De Young | Active | Fresno, CA | n/a | n/a | #1029435 |
| Jerry Arthur De Young | Active | Fresno, CA | n/a | n/a | #293347 |
| Claudia Jean Densmore | Active | Madera, CA | n/a | n/a | #245217 |
| Richard Ryan Dias | Active | Reedley, CA | n/a | n/a | #1271466 |
| Andrey P Dimitrashuk | Active | Clovis, CA | n/a | n/a | #1583893 |
| Jacob Duane Duvall | Active | Madera, CA | Loans Realty Elite Corporation | n/a | #376886 |
| Stephen Esler | Active | Clovis, CA | Assured Financial Corporation | n/a | #239935 |
| Mohammed Essa | Active | Fresno, CA | n/a | n/a | #893161 |
| Alma Delia Fernandez Magana | Active | Fresno, CA | n/a | n/a | #1684565 |
| Jorge Perez Flores | Active | Madera, CA | Vantage Point Finance, Inc. | n/a | #2189605 |
| Vanessa Franco Chaidez | Active | Fresno, CA | Nationwide Loans, INC | n/a | #2082847 |
| Pierre Frediere | Active | Fresno, CA | n/a | n/a | #271087 |
| Erika Gabriela Garcia | Active | Madera, CA | Travis Justice Enterprises, Inc. | n/a | #1867339 |
| Richard Damien Garcia | Active | Madera, CA | Mid Valley Services INC | n/a | #298666 |
| Inder Kumar Garg | Active | Fresno, CA | n/a | n/a | #298158 |
| Brandon Keith Gary | Active | Fresno, CA | n/a | n/a | #1912320 |
| Karen Gearhart | Active | Fresno, CA | Forterra INC | n/a | #240823 |
| Gregory Allen Giese | Active | Fresno, CA | Northridge Home Loans INC | n/a | #981286 |
| Kevin Andrew Gilbert | Active | Reedley, CA | n/a | n/a | #1978298 |
| Cheryl Gloudeman | Active | Fresno, CA | Coast To Coast Enterprises INC | n/a | #1773411 |
| Anna G Guerra | Active | Clovis, CA | n/a | n/a | #1077668 |
| Gladis M Guerrero De Ramos | Active | Madera, CA | Loancom Inc. | n/a | #1471656 |
| Phillip Javier Gurule | Active | Fresno, CA | n/a | n/a | #257142 |
| Gabriel Gutierrez | Active | Clovis, CA | n/a | n/a | #1947923 |
| Michael Gutierrez | Active | Fresno, CA | Janet Lea Kusisto | n/a | #333113 |
| Monica Guzman | Active | Fresno, CA | n/a | n/a | #2094107 |
| Omar David Guzman | Active | Clovis, CA | Realty Rise INC | n/a | #1377766 |
Data source California DRE public record. 21,122 mortgage loan originators licensed in this state (20,495 active). Last refreshed 2026-08-22. KeysAhead republishes public-record licensing facts only; confirm any record on the official NMLS Consumer Access. View the source file.
Our data
Contribution: derived analysis, downloadable dataset
- Collected: 290 public license records whose business city is in the Fresno, CA area, from the state regulator rosters KeysAhead loads (active records by roster: CA 241, FL 17, CO 7, MO 1), plus the federal HMDA lender list for the metro. Observed: California DRE roster 2026-08-22; Florida OFR roster 2026-08-22; Colorado DORA, Division of Real Estate roster 2026-08-23; Missouri Division of Finance roster 2026-08-22; HMDA 2024 data (loaded 2026-05-22).
- Published: aggregate counts; individual records stay on NMLS Consumer Access.
- Computed: 3 derived shares, each with its formula and arithmetic in the dataset.
- Method: data sources and limits.
- Reproduce it: download the data as JSON (21 rows; license CC BY 4.0).
| Figure | Count |
|---|---|
| License records with a business address in the metro | 290 |
| Active license records | 266 |
| Inactive or expired records still on file | 24 |
| Distinct people with an active record (by NMLS ID) | 204 |
| Active records that name a company | 91 |
| Distinct companies named on active records | 44 |
| Active records naming one of the 10 most-named companies | 49 |
| Active records with a license year on the roster | 24 |
| Active records with a license year of 2025 or later | 10 |
| Lenders shown from HMDA (largest by home-loan originations) | 8 |
| Home loans originated by the lenders shown (HMDA) | 12,077 |
| California DRE records held under a broker license | 93 |
| California DRE records held under a salesperson license | 91 |
| California DRE records held as a corporation officer | 57 |
Frequently asked questions
How do I check a mortgage broker or lender in Fresno, CA?
Look up the loan officer's NMLS number, then check that the company on the official record is the one on your Loan Estimate.
Which lenders made the most home loans in Fresno, CA?
In HMDA 2024 data, United Shore Financial Services, LLC reported the most originations in the Fresno, CA metro area (2,711), followed by Educational Employees Credit Union and Rocket Mortgage, LLC. The count is loan volume only, not a measure of rates or service.
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