Bakersfield, CA · mortgage lenders and licensed loan officers
Mortgage brokers and lenders in Bakersfield, CA
Comparing mortgage brokers and lenders in Bakersfield, CA? Check who is licensed first. 145 active loan officer license records list a business address here, naming 30 companies, and federal HMDA data shows which lenders made the most home loans in the area.
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Key facts
- 145 active license records for 112 people (counted once by NMLS ID) with a business address in the Bakersfield, CA area, from the California DRE, Florida OFR, Colorado DORA, Division of Real Estate, Pennsylvania DoBS (data.pa.gov) and Missouri Division of Finance rosters. Source: state license rosters.
- United Shore Financial Services, LLC reported the most home-loan originations here in 2024 (2,452), followed by Rocket Mortgage, LLC (1,587). Source: HMDA 2024.
- 30 companies are named on 54 active records; the 10 named most often appear on 63.0% of those records. Source: state license rosters.
- 1 of 16 dated active records carry a license year of 2025 or later. Source: state license rosters.
- 43 California DRE records here are held under a real estate broker license, the license a California mortgage broker usually operates under. Source: state license rosters.
Lenders that made the most home loans in Bakersfield, CA
United Shore Financial Services, LLC reported 2,452 home-loan originations in the Bakersfield, CA metro area (HMDA area code 12540) in 2024, the most of any lender in HMDA data; the 8 lenders below made 9,034 loans between them. HMDA covers the whole metropolitan area, which can reach past the cities counted below. Brokered loans count under the lender that funded them, so brokers are not listed. Loan count says nothing about rates or service.
| Rank | Lender | 2024 loans |
|---|---|---|
| 1 | United Shore Financial Services, LLC | 2,452 |
| 2 | Rocket Mortgage, LLC | 1,587 |
| 3 | Freedom Mortgage Corporation | 1,044 |
| 4 | Valley Strong Credit Union | 1,039 |
| 5 | Pennymac Loan Services, LLC | 931 |
| 6 | Newrez LLC | 696 |
| 7 | Lakeview Loan Servicing, LLC | 686 |
| 8 | Golden Empire Mortgage, INC. | 599 |
Companies named on Bakersfield, CA license records
54 active license records here name the company the loan officer works for (for California salespersons, the sponsoring broker, which can be a real estate brokerage): 30 companies in all. The 10 named most often hold 63.0% of those records. A count of license records is not loan volume or a recommendation.
| Company on public record | Active records |
|---|---|
| Accelerated Lending Group | 8 |
| Tyky | 7 |
| New/gen Home Lending | 4 |
| Karpe Mortgage INC | 4 |
| C2 Financial Corporation | 3 |
| Level One Capital Management INC | 2 |
| Uhler Mortgage Solutions INC | 2 |
| Patriot Pacific Financial Corp. | 2 |
| Gold Standard Mortgage | 1 |
| American Pacific Mortgage Corporation | 1 |
Broker or lender in Bakersfield, CA?
A broker arranges your loan with one of several lenders; a lender funds it. Either way, the loan officer you deal with needs a state license and an NMLS ID, and the NMLS ID must match the one on your Loan Estimate. Compare same-day estimates with the Loan Estimate comparison tool.
California licenses mortgage loan originators through two regulators: the Department of Real Estate (a real estate license with an MLO endorsement, the usual route for mortgage brokers) and the Department of Financial Protection and Innovation. KeysAhead loads the DRE file only. Of its active records here, 43 are broker licenses, 54 are salesperson licenses sponsored by a broker, and 24 are corporation officers.
Cities counted for Bakersfield, CA: Bakersfield, Delano, Shafter or Wasco (the business city on the license record).
Licensed loan officers in Bakersfield, CA
60 of the 112 people with an active record and an NMLS ID here, one row each: the California DRE roster before other states, longest-licensed first where the roster gives a year. Only records with an NMLS ID are listed. A roster, not a ranking or an endorsement.
Bakersfield, CA ยท licensed loan officers
| Loan officer | Status | Location | Company | Licensed | NMLS # |
|---|---|---|---|---|---|
| Alexzander Acevedo | Active | Bakersfield, CA | Gold Standard Mortgage | n/a | #1943264 |
| Corina Godfrey Anderson | Active | Bakersfield, CA | American Pacific Mortgage Corporation | n/a | #242799 |
| Martha Ontiveros Anderson | Active | Bakersfield, CA | New/gen Home Lending | n/a | #1486606 |
| Yovanna Angeles-Berumen | Active | Bakersfield, CA | n/a | n/a | #257971 |
| Ise Arellano | Active | Bakersfield, CA | n/a | n/a | #2486324 |
| Rattanpreet Kaur Badesha | Active | Bakersfield, CA | n/a | n/a | #266703 |
| Victoriano Baldivia | Active | Bakersfield, CA | n/a | n/a | #329497 |
| Daissy Katerine Barreto | Active | Bakersfield, CA | n/a | n/a | #1791024 |
| Mark Raymond Barrett | Active | Bakersfield, CA | Prime Investment Financial INC | n/a | #279056 |
| Kenneth G Beavers | Active | Bakersfield, CA | n/a | n/a | #251407 |
| Rhesiric Simpron Beduya | Active | Bakersfield, CA | n/a | n/a | #1712239 |
| Scott Anthony Berry | Active | Bakersfield, CA | n/a | n/a | #278566 |
| Elaine Bess | Active | Bakersfield, CA | Accelerated Lending Group | n/a | #2294584 |
| Jamie Dale Blomberg | Active | Bakersfield, CA | n/a | n/a | #347517 |
| Lisa Kay Brimm | Active | Bakersfield, CA | Tyky | n/a | #259657 |
| Nicole Leeann Brown | Active | Bakersfield, CA | n/a | n/a | #1943489 |
| Anita Calvillo | Active | Bakersfield, CA | Elmer F Karpe INC | n/a | #287171 |
| Rebecca Camacho | Active | Bakersfield, CA | 50-50 Mortgage, INC | n/a | #1183048 |
| Carrie Marie Castro | Active | Bakersfield, CA | New/gen Home Lending | n/a | #863119 |
| Sushil Chahar | Active | Bakersfield, CA | Xander Mortgage & Real Estate INC | n/a | #2212296 |
| Thomas Anthony Clark | Active | Bakersfield, CA | United American Mortgage Corporation | n/a | #328403 |
| Genevieve Nicole Conroy | Active | Bakersfield, CA | Tyky | n/a | #818396 |
| Aurelia Contreras Sanchez | Active | Bakersfield, CA | Prestige Home Financial Services Inc. | n/a | #1715852 |
| Don Randall Cook | Active | Bakersfield, CA | Antelope Valley Mortgage Co INC | n/a | #281639 |
| Michele Maria Cooper | Active | Bakersfield, CA | n/a | n/a | #603420 |
| Nicolette Leah Cox | Active | Bakersfield, CA | n/a | n/a | #955569 |
| Nicholas Ryan Cushman | Active | Bakersfield, CA | Level One Capital Management INC | n/a | #1802353 |
| Brian P Dawson | Active | Bakersfield, CA | n/a | n/a | #364732 |
| Taylor Marie Deberry | Active | Shafter, CA | C2 Financial Corporation | n/a | #2282326 |
| Sheree A Desmarais | Active | Bakersfield, CA | n/a | n/a | #288217 |
| Gregory Charles Desme | Active | Bakersfield, CA | C2 Financial Corporation | n/a | #335913 |
| Benjamin F Diaz | Active | Bakersfield, CA | Makeway Mortgage Inc. | n/a | #377984 |
| Luis Roberto Diaz | Active | Bakersfield, CA | C2 Financial Corporation | n/a | #250458 |
| Emmanuel Jesus Duran | Active | Bakersfield, CA | Garza Lending Team INC | n/a | #2125158 |
| Duane Espinosa | Active | Bakersfield, CA | Summit Financial Network INC | n/a | #110507 |
| Steven Wayne Fenton | Active | Bakersfield, CA | n/a | n/a | #246696 |
| Mike Andrew Fletes | Active | Bakersfield, CA | Covenant Capital Lending | n/a | #489273 |
| Tracy Suzanne Frith | Active | Bakersfield, CA | n/a | n/a | #336296 |
| Shellie Monique Galindo | Active | Bakersfield, CA | New/gen Home Lending | n/a | #805986 |
| Anne Marie Galvez | Active | Bakersfield, CA | Tyky | n/a | #326513 |
| Kristy Annette Gannon | Active | Bakersfield, CA | The Turnkey Foundation INC | n/a | #245918 |
| Alfonso Garza | Active | Bakersfield, CA | n/a | n/a | #1708922 |
| Muntaga M Gillen | Active | Bakersfield, CA | Real Estate Ebroker INC | n/a | #1984362 |
| Aaron David Ginn | Active | Bakersfield, CA | n/a | n/a | #380097 |
| Alexandra Kathryn Gomez | Active | Shafter, CA | Accelerated Lending Group | n/a | #2256148 |
| Ajay Goswami | Active | Bakersfield, CA | n/a | n/a | #1593589 |
| Archana Goswami | Active | Bakersfield, CA | Smart Healthy And Happy Inc. | n/a | #1733269 |
| Deanna Gray | Active | Bakersfield, CA | Accelerated Lending Group | n/a | #1380358 |
| Tracy Gregg | Active | Bakersfield, CA | Tyky | n/a | #269838 |
| Hani Makram Guirguis | Active | Bakersfield, CA | n/a | n/a | #272131 |
| Brian Scott Hacker | Active | Bakersfield, CA | Tyky | n/a | #798354 |
| Stephen John Hale | Active | Bakersfield, CA | n/a | n/a | #1931643 |
| Scott Ivan Hanson | Active | Bakersfield, CA | n/a | n/a | #1459028 |
| Michael Terrell Haymond | Active | Bakersfield, CA | n/a | n/a | #1507586 |
| Maria Elena Hernandez | Active | Bakersfield, CA | n/a | n/a | #1536489 |
| Phong Ho | Active | Bakersfield, CA | n/a | n/a | #2012373 |
| Johnny Iturriria | Active | Bakersfield, CA | n/a | n/a | #254155 |
| Brittany Starr Johnson | Active | Bakersfield, CA | Accelerated Lending Group | n/a | #1618682 |
| Satinder Kaur | Active | Bakersfield, CA | All Real Enterprises, Inc. | n/a | #2387929 |
| Glen James Lagerstrom | Active | Bakersfield, CA | Accelerated Lending Group | n/a | #2265087 |
Data source California DRE public record. 21,122 mortgage loan originators licensed in this state (20,495 active). Last refreshed 2026-08-22. KeysAhead republishes public-record licensing facts only; confirm any record on the official NMLS Consumer Access. View the source file.
Our data
Contribution: derived analysis, downloadable dataset
- Collected: 159 public license records whose business city is in the Bakersfield, CA area, from the state regulator rosters KeysAhead loads (active records by roster: CA 121, FL 9, CO 7, PA 5, MO 3), plus the federal HMDA lender list for the metro. Observed: California DRE roster 2026-08-22; Florida OFR roster 2026-08-22; Colorado DORA, Division of Real Estate roster 2026-08-23; Pennsylvania DoBS (data.pa.gov) roster 2026-08-22; Missouri Division of Finance roster 2026-08-22; HMDA 2024 data (loaded 2026-05-22).
- Published: aggregate counts; individual records stay on NMLS Consumer Access.
- Computed: 3 derived shares, each with its formula and arithmetic in the dataset.
- Method: data sources and limits.
- Reproduce it: download the data as JSON (22 rows; license CC BY 4.0).
| Figure | Count |
|---|---|
| License records with a business address in the metro | 159 |
| Active license records | 145 |
| Inactive or expired records still on file | 14 |
| Distinct people with an active record (by NMLS ID) | 112 |
| Active records that name a company | 54 |
| Distinct companies named on active records | 30 |
| Active records naming one of the 10 most-named companies | 34 |
| Active records with a license year on the roster | 16 |
| Active records with a license year of 2025 or later | 1 |
| Lenders shown from HMDA (largest by home-loan originations) | 8 |
| Home loans originated by the lenders shown (HMDA) | 9,034 |
| California DRE records held under a broker license | 43 |
| California DRE records held under a salesperson license | 54 |
| California DRE records held as a corporation officer | 24 |
Frequently asked questions
How do I check a mortgage broker or lender in Bakersfield, CA?
Look up the loan officer's NMLS number, then check that the company on the official record is the one on your Loan Estimate.
Which lenders made the most home loans in Bakersfield, CA?
In HMDA 2024 data, United Shore Financial Services, LLC reported the most originations in the Bakersfield, CA metro area (2,452), followed by Rocket Mortgage, LLC and Freedom Mortgage Corporation. The count is loan volume only, not a measure of rates or service.
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