{
 "name": "Mortgage license figures for Bakersfield, CA",
 "page": "https://keysahead.com/loan-officers/bakersfield-ca/",
 "license": "https://creativecommons.org/licenses/by/4.0/",
 "columns": [
  "id",
  "kind",
  "entity",
  "attribute",
  "scenario",
  "value",
  "number",
  "unit",
  "scope",
  "input_price_scope",
  "scenario_scope",
  "formula",
  "expression",
  "source_owner",
  "source_url",
  "observed_at",
  "fixture"
 ],
 "rows": [
  {
   "id": "bakersfield-ca:records",
   "kind": "aggregate",
   "entity": "bakersfield-ca",
   "attribute": "License records with a business address in the metro",
   "scenario": null,
   "value": "159",
   "number": 159,
   "unit": "records",
   "scope": "bakersfield-ca",
   "input_price_scope": null,
   "scenario_scope": null,
   "formula": null,
   "expression": null,
   "source_owner": "KeysAhead",
   "source_url": "",
   "observed_at": "2026-08-23",
   "fixture": false
  },
  {
   "id": "bakersfield-ca:active",
   "kind": "aggregate",
   "entity": "bakersfield-ca",
   "attribute": "Active license records",
   "scenario": null,
   "value": "145",
   "number": 145,
   "unit": "records",
   "scope": "bakersfield-ca",
   "input_price_scope": null,
   "scenario_scope": null,
   "formula": null,
   "expression": null,
   "source_owner": "KeysAhead",
   "source_url": "",
   "observed_at": "2026-08-23",
   "fixture": false
  },
  {
   "id": "bakersfield-ca:inactive",
   "kind": "aggregate",
   "entity": "bakersfield-ca",
   "attribute": "Inactive or expired records still on file",
   "scenario": null,
   "value": "14",
   "number": 14,
   "unit": "records",
   "scope": "bakersfield-ca",
   "input_price_scope": null,
   "scenario_scope": null,
   "formula": null,
   "expression": null,
   "source_owner": "KeysAhead",
   "source_url": "",
   "observed_at": "2026-08-23",
   "fixture": false
  },
  {
   "id": "bakersfield-ca:people",
   "kind": "aggregate",
   "entity": "bakersfield-ca",
   "attribute": "Distinct people with an active record (by NMLS ID)",
   "scenario": null,
   "value": "112",
   "number": 112,
   "unit": "people",
   "scope": "bakersfield-ca",
   "input_price_scope": null,
   "scenario_scope": null,
   "formula": null,
   "expression": null,
   "source_owner": "KeysAhead",
   "source_url": "",
   "observed_at": "2026-08-23",
   "fixture": false
  },
  {
   "id": "bakersfield-ca:with_company",
   "kind": "aggregate",
   "entity": "bakersfield-ca",
   "attribute": "Active records that name a company",
   "scenario": null,
   "value": "54",
   "number": 54,
   "unit": "records",
   "scope": "bakersfield-ca",
   "input_price_scope": null,
   "scenario_scope": null,
   "formula": null,
   "expression": null,
   "source_owner": "KeysAhead",
   "source_url": "",
   "observed_at": "2026-08-23",
   "fixture": false
  },
  {
   "id": "bakersfield-ca:companies",
   "kind": "aggregate",
   "entity": "bakersfield-ca",
   "attribute": "Distinct companies named on active records",
   "scenario": null,
   "value": "30",
   "number": 30,
   "unit": "companies",
   "scope": "bakersfield-ca",
   "input_price_scope": null,
   "scenario_scope": null,
   "formula": null,
   "expression": null,
   "source_owner": "KeysAhead",
   "source_url": "",
   "observed_at": "2026-08-23",
   "fixture": false
  },
  {
   "id": "bakersfield-ca:top_companies_records",
   "kind": "aggregate",
   "entity": "bakersfield-ca",
   "attribute": "Active records naming one of the 10 most-named companies",
   "scenario": null,
   "value": "34",
   "number": 34,
   "unit": "records",
   "scope": "bakersfield-ca",
   "input_price_scope": null,
   "scenario_scope": null,
   "formula": null,
   "expression": null,
   "source_owner": "KeysAhead",
   "source_url": "",
   "observed_at": "2026-08-23",
   "fixture": false
  },
  {
   "id": "bakersfield-ca:with_year",
   "kind": "aggregate",
   "entity": "bakersfield-ca",
   "attribute": "Active records with a license year on the roster",
   "scenario": null,
   "value": "16",
   "number": 16,
   "unit": "records",
   "scope": "bakersfield-ca",
   "input_price_scope": null,
   "scenario_scope": null,
   "formula": null,
   "expression": null,
   "source_owner": "KeysAhead",
   "source_url": "",
   "observed_at": "2026-08-23",
   "fixture": false
  },
  {
   "id": "bakersfield-ca:new_licenses",
   "kind": "aggregate",
   "entity": "bakersfield-ca",
   "attribute": "Active records with a license year of 2025 or later",
   "scenario": null,
   "value": "1",
   "number": 1,
   "unit": "records",
   "scope": "bakersfield-ca",
   "input_price_scope": null,
   "scenario_scope": null,
   "formula": null,
   "expression": null,
   "source_owner": "KeysAhead",
   "source_url": "",
   "observed_at": "2026-08-23",
   "fixture": false
  },
  {
   "id": "bakersfield-ca:hmda_lenders",
   "kind": "aggregate",
   "entity": "bakersfield-ca",
   "attribute": "Lenders shown from HMDA (largest by home-loan originations)",
   "scenario": null,
   "value": "8",
   "number": 8,
   "unit": "lenders",
   "scope": "bakersfield-ca",
   "input_price_scope": null,
   "scenario_scope": null,
   "formula": null,
   "expression": null,
   "source_owner": "CFPB / FFIEC HMDA",
   "source_url": "https://ffiec.cfpb.gov/data-browser/",
   "observed_at": "2026-05-22",
   "fixture": false
  },
  {
   "id": "bakersfield-ca:hmda_loans",
   "kind": "aggregate",
   "entity": "bakersfield-ca",
   "attribute": "Home loans originated by the lenders shown (HMDA)",
   "scenario": null,
   "value": "9034",
   "number": 9034,
   "unit": "loans",
   "scope": "bakersfield-ca",
   "input_price_scope": null,
   "scenario_scope": null,
   "formula": null,
   "expression": null,
   "source_owner": "CFPB / FFIEC HMDA",
   "source_url": "https://ffiec.cfpb.gov/data-browser/",
   "observed_at": "2026-05-22",
   "fixture": false
  },
  {
   "id": "bakersfield-ca:ca_broker",
   "kind": "aggregate",
   "entity": "bakersfield-ca",
   "attribute": "California DRE records held under a broker license",
   "scenario": null,
   "value": "43",
   "number": 43,
   "unit": "records",
   "scope": "bakersfield-ca",
   "input_price_scope": null,
   "scenario_scope": null,
   "formula": null,
   "expression": null,
   "source_owner": "KeysAhead",
   "source_url": "",
   "observed_at": "2026-08-23",
   "fixture": false
  },
  {
   "id": "bakersfield-ca:ca_salesperson",
   "kind": "aggregate",
   "entity": "bakersfield-ca",
   "attribute": "California DRE records held under a salesperson license",
   "scenario": null,
   "value": "54",
   "number": 54,
   "unit": "records",
   "scope": "bakersfield-ca",
   "input_price_scope": null,
   "scenario_scope": null,
   "formula": null,
   "expression": null,
   "source_owner": "KeysAhead",
   "source_url": "",
   "observed_at": "2026-08-23",
   "fixture": false
  },
  {
   "id": "bakersfield-ca:ca_officer",
   "kind": "aggregate",
   "entity": "bakersfield-ca",
   "attribute": "California DRE records held as a corporation officer",
   "scenario": null,
   "value": "24",
   "number": 24,
   "unit": "records",
   "scope": "bakersfield-ca",
   "input_price_scope": null,
   "scenario_scope": null,
   "formula": null,
   "expression": null,
   "source_owner": "KeysAhead",
   "source_url": "",
   "observed_at": "2026-08-23",
   "fixture": false
  },
  {
   "id": "bakersfield-ca:active_from_ca",
   "kind": "aggregate",
   "entity": "bakersfield-ca",
   "attribute": "Active records from the CA roster",
   "scenario": null,
   "value": "121",
   "number": 121,
   "unit": "records",
   "scope": "bakersfield-ca",
   "input_price_scope": null,
   "scenario_scope": null,
   "formula": null,
   "expression": null,
   "source_owner": "California DRE",
   "source_url": "https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html",
   "observed_at": "2026-08-23",
   "fixture": false
  },
  {
   "id": "bakersfield-ca:active_from_fl",
   "kind": "aggregate",
   "entity": "bakersfield-ca",
   "attribute": "Active records from the FL roster",
   "scenario": null,
   "value": "9",
   "number": 9,
   "unit": "records",
   "scope": "bakersfield-ca",
   "input_price_scope": null,
   "scenario_scope": null,
   "formula": null,
   "expression": null,
   "source_owner": "Florida OFR",
   "source_url": "https://flofr.gov/education/public-information/registration-data-download",
   "observed_at": "2026-08-23",
   "fixture": false
  },
  {
   "id": "bakersfield-ca:active_from_co",
   "kind": "aggregate",
   "entity": "bakersfield-ca",
   "attribute": "Active records from the CO roster",
   "scenario": null,
   "value": "7",
   "number": 7,
   "unit": "records",
   "scope": "bakersfield-ca",
   "input_price_scope": null,
   "scenario_scope": null,
   "formula": null,
   "expression": null,
   "source_owner": "Colorado DORA, Division of Real Estate",
   "source_url": "https://apps2.colorado.gov/dre/licensing/lookup/generateroster.aspx",
   "observed_at": "2026-08-23",
   "fixture": false
  },
  {
   "id": "bakersfield-ca:active_from_pa",
   "kind": "aggregate",
   "entity": "bakersfield-ca",
   "attribute": "Active records from the PA roster",
   "scenario": null,
   "value": "5",
   "number": 5,
   "unit": "records",
   "scope": "bakersfield-ca",
   "input_price_scope": null,
   "scenario_scope": null,
   "formula": null,
   "expression": null,
   "source_owner": "Pennsylvania DoBS (data.pa.gov)",
   "source_url": "https://data.pa.gov/Government-Efficiency-Citizen-Engagement/Non-Depository-Licensee-Information-Current-Bankin/tyxc-jyug",
   "observed_at": "2026-08-23",
   "fixture": false
  },
  {
   "id": "bakersfield-ca:active_from_mo",
   "kind": "aggregate",
   "entity": "bakersfield-ca",
   "attribute": "Active records from the MO roster",
   "scenario": null,
   "value": "3",
   "number": 3,
   "unit": "records",
   "scope": "bakersfield-ca",
   "input_price_scope": null,
   "scenario_scope": null,
   "formula": null,
   "expression": null,
   "source_owner": "Missouri Division of Finance",
   "source_url": "https://finance.mo.gov/licensee-search/bank-licensee-search",
   "observed_at": "2026-08-23",
   "fixture": false
  },
  {
   "id": "bakersfield-ca:share_top_companies",
   "kind": "derived",
   "entity": "bakersfield-ca",
   "attribute": "Share of company-naming records held by the 10 most-named companies",
   "scenario": null,
   "value": "63.0%",
   "number": 63.0,
   "unit": "percent",
   "scope": "bakersfield-ca",
   "input_price_scope": null,
   "scenario_scope": null,
   "formula": "top_companies_records / with_company",
   "expression": "34 / 54 = 63.0%",
   "source_owner": "KeysAhead",
   "source_url": "",
   "observed_at": "2026-08-23",
   "fixture": false
  },
  {
   "id": "bakersfield-ca:share_company_named",
   "kind": "derived",
   "entity": "bakersfield-ca",
   "attribute": "Share of active records that name a company",
   "scenario": null,
   "value": "37.2%",
   "number": 37.2,
   "unit": "percent",
   "scope": "bakersfield-ca",
   "input_price_scope": null,
   "scenario_scope": null,
   "formula": "with_company / active",
   "expression": "54 / 145 = 37.2%",
   "source_owner": "KeysAhead",
   "source_url": "",
   "observed_at": "2026-08-23",
   "fixture": false
  },
  {
   "id": "bakersfield-ca:share_new",
   "kind": "derived",
   "entity": "bakersfield-ca",
   "attribute": "Share of dated active records with a license year of 2025 or later",
   "scenario": null,
   "value": "6.2%",
   "number": 6.2,
   "unit": "percent",
   "scope": "bakersfield-ca",
   "input_price_scope": null,
   "scenario_scope": null,
   "formula": "new_licenses / with_year",
   "expression": "1 / 16 = 6.2%",
   "source_owner": "KeysAhead",
   "source_url": "",
   "observed_at": "2026-08-23",
   "fixture": false
  }
 ]
}