Oxnard, CA · mortgage lenders and licensed loan officers
Mortgage brokers and lenders in Oxnard, CA
Comparing mortgage brokers and lenders in Oxnard, CA? Check who is licensed first. 358 active loan officer license records list a business address here, naming 73 companies, and federal HMDA data shows which lenders made the most home loans in the area.
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Key facts
- 358 active license records for 292 people (counted once by NMLS ID) with a business address in the Oxnard, CA area, from the California DRE, Florida OFR, Colorado DORA, Division of Real Estate and Missouri Division of Finance rosters. Source: state license rosters.
- United Shore Financial Services, LLC reported the most home-loan originations here in 2024 (1,430), followed by Rocket Mortgage, LLC (1,142). Source: HMDA 2024.
- 73 companies are named on 106 active records; the 10 named most often appear on 32.1% of those records. Source: state license rosters.
- 18 of 71 dated active records carry a license year of 2025 or later. Source: state license rosters.
- 114 California DRE records here are held under a real estate broker license, the license a California mortgage broker usually operates under. Source: state license rosters.
Lenders that made the most home loans in Oxnard, CA
United Shore Financial Services, LLC reported 1,430 home-loan originations in the Oxnard, CA metro area (HMDA area code 37100) in 2024, the most of any lender in HMDA data; the 8 lenders below made 6,666 loans between them. HMDA covers the whole metropolitan area, which can reach past the cities counted below. Brokered loans count under the lender that funded them, so brokers are not listed. Loan count says nothing about rates or service.
| Rank | Lender | 2024 loans |
|---|---|---|
| 1 | United Shore Financial Services, LLC | 1,430 |
| 2 | Rocket Mortgage, LLC | 1,142 |
| 3 | Bank of America, National Association | 927 |
| 4 | U.S. Bank National Association | 853 |
| 5 | Ventura County Credit Union | 602 |
| 6 | Spring Eq, LLC | 588 |
| 7 | Newrez LLC | 581 |
| 8 | Pennymac Loan Services, LLC | 543 |
Companies named on Oxnard, CA license records
106 active license records here name the company the loan officer works for (for California salespersons, the sponsoring broker, which can be a real estate brokerage): 73 companies in all. The 10 named most often hold 32.1% of those records. A count of license records is not loan volume or a recommendation.
| Company on public record | Active records |
|---|---|
| Option Funding INC | 7 |
| Augusta Financial INC | 4 |
| Alameda Mortgage Corporation | 4 |
| Real Estate Source INC | 3 |
| Pfn Lending Group, Inc. | 3 |
| Greenback Funding INC | 3 |
| C2 Financial Corporation | 3 |
| Xpert Home Lending Inc. | 3 |
| American Pacific Mortgage Corporation | 2 |
| Omega Realty & Lending, Inc. | 2 |
Broker or lender in Oxnard, CA?
A broker arranges your loan with one of several lenders; a lender funds it. Either way, the loan officer you deal with needs a state license and an NMLS ID, and the NMLS ID must match the one on your Loan Estimate. Compare same-day estimates with the Loan Estimate comparison tool.
California licenses mortgage loan originators through two regulators: the Department of Real Estate (a real estate license with an MLO endorsement, the usual route for mortgage brokers) and the Department of Financial Protection and Innovation. KeysAhead loads the DRE file only. Of its active records here, 114 are broker licenses, 106 are salesperson licenses sponsored by a broker, and 59 are corporation officers.
Cities counted for Oxnard, CA: Oxnard, Thousand Oaks, Ventura, Camarillo, Simi Valley or Moorpark (the business city on the license record).
Licensed loan officers in Oxnard, CA
60 of the 292 people with an active record and an NMLS ID here, one row each: the California DRE roster before other states, longest-licensed first where the roster gives a year. Only records with an NMLS ID are listed. A roster, not a ranking or an endorsement.
Oxnard, CA ยท licensed loan officers
| Loan officer | Status | Location | Company | Licensed | NMLS # |
|---|---|---|---|---|---|
| Gregory Joseph Abrams | Active | Ventura, CA | American Pacific Mortgage Corporation | n/a | #225908 |
| Joel Adler | Active | Camarillo, CA | n/a | n/a | #283855 |
| Staci Layne Aguiar | Active | Oxnard, CA | Real Estate Source INC | n/a | #290996 |
| Francisco Aguirre Ruiz | Active | Oxnard, CA | Option Funding INC | n/a | #1625489 |
| Gary James Alamin | Active | Camarillo, CA | n/a | n/a | #234400 |
| Amy Lynn Ana | Active | Camarillo, CA | Equity Smart Home Loans, Inc. | n/a | #2246141 |
| Rodolfo Francisco Anaya | Active | Thousand Oaks, CA | n/a | n/a | #254609 |
| Joseph William Anderson | Active | Oxnard, CA | n/a | n/a | #302301 |
| Robert Anton | Active | Simi Valley, CA | Marquee Funding Group INC | n/a | #329415 |
| Lee Appleby | Active | Thousand Oaks, CA | n/a | n/a | #235910 |
| Suzanne S Arancibia | Active | Thousand Oaks, CA | Pfn Lending Group, Inc. | n/a | #327846 |
| Jason Paul Archibeque | Active | Ventura, CA | n/a | n/a | #2253984 |
| Jaime R Arroyo | Active | Oxnard, CA | Kevron Investments INC | n/a | #334238 |
| Richard Barbarossa | Active | Simi Valley, CA | n/a | n/a | #299026 |
| Ronald Thomas Barron | Active | Thousand Oaks, CA | n/a | n/a | #346863 |
| Priscilla Stephanie Batarse | Active | Ventura, CA | Paul R. Minnick, Ltd | n/a | #1715880 |
| Rebecca Baumgartner | Active | Simi Valley, CA | n/a | n/a | #340837 |
| Denny Keith Beckham | Active | Simi Valley, CA | n/a | n/a | #307399 |
| Daniel K Beech | Active | Thousand Oaks, CA | n/a | n/a | #1600179 |
| Steven Jay Belinfante | Active | Oxnard, CA | Bbk Premier INC | n/a | #341881 |
| Nora Beraja | Active | Camarillo, CA | n/a | n/a | #250299 |
| Christy Lyn Berry | Active | Simi Valley, CA | Sherwood Mortgage Group INC | n/a | #352950 |
| Sarah Sophia Estee Bezares | Active | Camarillo, CA | n/a | n/a | #1654330 |
| Gregory Arthur Blake | Active | Simi Valley, CA | Greenback Funding INC | n/a | #241444 |
| Cary Michael Blaser | Active | Moorpark, CA | n/a | n/a | #248433 |
| Winston Christian Blauser | Active | Moorpark, CA | Real Estate Source INC | n/a | #1686753 |
| Thomas Alan Blaylock | Active | Thousand Oaks, CA | Omega Realty & Lending, Inc. | n/a | #361853 |
| Michael David Bogenberger | Active | Simi Valley, CA | n/a | n/a | #237584 |
| Michael Gilbert Bonderson | Active | Simi Valley, CA | n/a | n/a | #333301 |
| Michelle M Borsotti | Active | Thousand Oaks, CA | Approved Capital Mortgage INC | n/a | #333827 |
| Christopher Michael Burke | Active | Moorpark, CA | Residential Wholesale Mortgage INC | n/a | #156749 |
| Kenneth Charles Butler | Active | Moorpark, CA | n/a | n/a | #1026178 |
| Antonio Campuzano | Active | Oxnard, CA | Excel Realty & Mortgage INC | n/a | #261143 |
| Dennis Gustavo Casali | Active | Thousand Oaks, CA | 1st United Realty & Mortgage INC | n/a | #1293201 |
| James Phillip Castellano | Active | Simi Valley, CA | Markarian Real Estate Services, Inc. | n/a | #361896 |
| Jamie Lorraine Cavanaugh | Active | Simi Valley, CA | n/a | n/a | #1271240 |
| Robby Song Chang | Active | Thousand Oaks, CA | n/a | n/a | #238297 |
| Ronald Lee Chavez | Active | Thousand Oaks, CA | Option Funding INC | n/a | #254999 |
| Hong Chen | Active | Ventura, CA | n/a | n/a | #1385099 |
| Harry Cheung | Active | Simi Valley, CA | n/a | n/a | #348504 |
| Michael Anthony Cirillo | Active | Oxnard, CA | n/a | n/a | #265866 |
| Robert Vincent Clark | Active | Ventura, CA | n/a | n/a | #440892 |
| David Wayne Cole | Active | Ventura, CA | n/a | n/a | #337827 |
| Jacqueline Marie Collins | Active | Moorpark, CA | Mlp Property Solutions INC | n/a | #1002007 |
| Gene Alan Coppa | Active | Camarillo, CA | n/a | n/a | #245721 |
| Eric James Corbin | Active | Simi Valley, CA | n/a | n/a | #1452949 |
| Matthew James Couch | Active | Ventura, CA | n/a | n/a | #507297 |
| Neil Reginald Coulsell | Active | Thousand Oaks, CA | Community First Mortgage And Realty | n/a | #343149 |
| Colleen Craig | Active | Oxnard, CA | Everwise Group Corporation | n/a | #254430 |
| Monica Alma Cruz | Active | Oxnard, CA | Aqhl Bancorp | n/a | #694892 |
| Suzan Ann Cunningham | Active | Thousand Oaks, CA | C2 Financial Corporation | n/a | #2519723 |
| Scott Cvijanovich | Active | Ventura, CA | n/a | n/a | #302504 |
| Brian Dahl | Active | Simi Valley, CA | n/a | n/a | #238995 |
| Michael Scott Davis | Active | Thousand Oaks, CA | n/a | n/a | #316195 |
| Sharon Frances Debidour | Active | Thousand Oaks, CA | n/a | n/a | #238997 |
| Russell Loren Delotell | Active | Simi Valley, CA | n/a | n/a | #355091 |
| Dean Lee Demoss | Active | Simi Valley, CA | Xpert Home Lending Inc. | n/a | #451104 |
| Tatiana Dill | Active | Camarillo, CA | Zorell Investments INC | n/a | #1503278 |
| Christopher Randal Dritz | Active | Simi Valley, CA | Augusta Financial INC | n/a | #258328 |
| Barry A Duron | Active | Oxnard, CA | Shane Stanfield, Inc. | n/a | #1669754 |
Data source California DRE public record. 21,122 mortgage loan originators licensed in this state (20,495 active). Last refreshed 2026-08-22. KeysAhead republishes public-record licensing facts only; confirm any record on the official NMLS Consumer Access. View the source file.
Our data
Contribution: derived analysis, downloadable dataset
- Collected: 464 public license records whose business city is in the Oxnard, CA area, from the state regulator rosters KeysAhead loads (active records by roster: CA 279, FL 56, CO 15, MO 8), plus the federal HMDA lender list for the metro. Observed: California DRE roster 2026-08-22; Florida OFR roster 2026-08-22; Colorado DORA, Division of Real Estate roster 2026-08-23; Missouri Division of Finance roster 2026-08-22; HMDA 2024 data (loaded 2026-05-22).
- Published: aggregate counts; individual records stay on NMLS Consumer Access.
- Computed: 3 derived shares, each with its formula and arithmetic in the dataset.
- Method: data sources and limits.
- Reproduce it: download the data as JSON (21 rows; license CC BY 4.0).
| Figure | Count |
|---|---|
| License records with a business address in the metro | 464 |
| Active license records | 358 |
| Inactive or expired records still on file | 106 |
| Distinct people with an active record (by NMLS ID) | 292 |
| Active records that name a company | 106 |
| Distinct companies named on active records | 73 |
| Active records naming one of the 10 most-named companies | 34 |
| Active records with a license year on the roster | 71 |
| Active records with a license year of 2025 or later | 18 |
| Lenders shown from HMDA (largest by home-loan originations) | 8 |
| Home loans originated by the lenders shown (HMDA) | 6,666 |
| California DRE records held under a broker license | 114 |
| California DRE records held under a salesperson license | 106 |
| California DRE records held as a corporation officer | 59 |
Frequently asked questions
How do I check a mortgage broker or lender in Oxnard, CA?
Look up the loan officer's NMLS number, then check that the company on the official record is the one on your Loan Estimate.
Which lenders made the most home loans in Oxnard, CA?
In HMDA 2024 data, United Shore Financial Services, LLC reported the most originations in the Oxnard, CA metro area (1,430), followed by Rocket Mortgage, LLC and Bank of America, National Association. The count is loan volume only, not a measure of rates or service.
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