Cape Coral, FL · mortgage lenders and licensed loan officers
Mortgage lenders and loan officers in Cape Coral, FL
Comparing mortgage brokers and lenders in Cape Coral, FL? Check who is licensed first. 1,065 active loan officer license records list a business address here, and federal HMDA data shows which lenders made the most home loans in the area.
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Key facts
- 1,065 active license records for 1,023 people (counted once by NMLS ID) with a business address in the Cape Coral, FL area, from the Florida OFR, Colorado DORA, Division of Real Estate, Missouri Division of Finance, California DRE and Pennsylvania DoBS (data.pa.gov) rosters. Source: state license rosters.
- United Shore Financial Services, LLC reported the most home-loan originations here in 2024 (3,312), followed by Suncoast Credit Union (2,479). Source: HMDA 2024.
- 168 of 1,040 dated active records carry a license year of 2025 or later. Source: state license rosters.
Lenders that made the most home loans in Cape Coral, FL
United Shore Financial Services, LLC reported 3,312 home-loan originations in the Cape Coral, FL metro area (HMDA area code 15980) in 2024, the most of any lender in HMDA data; the 8 lenders below made 14,844 loans between them. HMDA covers the whole metropolitan area, which can reach past the cities counted below. Brokered loans count under the lender that funded them, so brokers are not listed. Loan count says nothing about rates or service.
| Rank | Lender | 2024 loans |
|---|---|---|
| 1 | United Shore Financial Services, LLC | 3,312 |
| 2 | Suncoast Credit Union | 2,479 |
| 3 | Rocket Mortgage, LLC | 2,086 |
| 4 | Pennymac Loan Services, LLC | 1,765 |
| 5 | Lakeview Loan Servicing, LLC | 1,513 |
| 6 | Lennar Mortgage, LLC | 1,424 |
| 7 | Crosscountry Mortgage, INC. | 1,157 |
| 8 | Freedom Mortgage Corporation | 1,108 |
Broker or lender in Cape Coral, FL?
A broker arranges your loan with one of several lenders; a lender funds it. Either way, the loan officer you deal with needs a state license (in Florida, from the Florida OFR) and an NMLS ID, and the NMLS ID must match the one on your Loan Estimate. Compare same-day estimates with the Loan Estimate comparison tool.
Cities counted for Cape Coral, FL: Cape Coral, Fort Myers, Naples, Bonita Springs, Estero or Lehigh Acres (the business city on the license record).
Licensed loan officers in Cape Coral, FL
60 of the 1,023 people with an active record and an NMLS ID here, one row each: first the one with a KeysAhead profile, then the Florida OFR roster before other states, longest-licensed first where the roster gives a year. Only records with an NMLS ID are listed. A roster, not a ranking or an endorsement.
Cape Coral, FL ยท licensed loan officers
| Loan officer | Status | Location | Company | Licensed | NMLS # |
|---|---|---|---|---|---|
| Erlis Abazi | Active | Naples, FL | n/a | 2020 | #1915163 |
| Deanna Birr | Active | Fort Myers, FL | n/a | 2010 | #322560 |
| John Breadmore | Active | Cape Coral, FL | n/a | 2010 | #226100 |
| Keith Cloak | Active | Bonita Springs, FL | n/a | 2010 | #212030 |
| Richard Lalka | Active | Fort Myers, FL | n/a | 2010 | #222152 |
| Erica Lolli | Active | Fort Myers, FL | n/a | 2010 | #270505 |
| James Marcinkowski | Active | Cape Coral, FL | n/a | 2010 | #182565 |
| Debra Niego | Active | Cape Coral, FL | n/a | 2010 | #90736 |
| Theresa Prophet | Active | Naples, FL | n/a | 2010 | #299460 |
| Kevin Robbins | Active | Cape Coral, FL | n/a | 2010 | #349822 |
| Jeffrey Robinson | Active | Naples, FL | n/a | 2010 | #301032 |
| Jonathan Schulman | Active | Naples, FL | n/a | 2010 | #227061 |
| Benjamin Wanbaugh | Active | Fort Myers, FL | n/a | 2010 | #367114 |
| Jane Wayne | Active | Naples, FL | n/a | 2010 | #314567 |
| Brian Wickert | Active | Naples, FL | n/a | 2010 | #259610 |
| Mary Adams | Active | Naples, FL | n/a | 2011 | #347258 |
| Collin Atchison | Active | Fort Myers, FL | n/a | 2011 | #328028 |
| Jerold Bakelman | Active | Lehigh Acres, FL | n/a | 2011 | #343064 |
| Kenneth Baker | Active | Fort Myers, FL | n/a | 2011 | #381054 |
| Marinda Bartley | Active | Naples, FL | n/a | 2011 | #318451 |
| Donna Bohl | Active | Cape Coral, FL | n/a | 2011 | #304889 |
| Thomas Brasiskis | Active | Naples, FL | n/a | 2011 | #387002 |
| Joanne Brenenstuhl | Active | Fort Myers, FL | n/a | 2011 | #375376 |
| Larry Brewster | Active | Cape Coral, FL | n/a | 2011 | #218400 |
| Richard Bright | Active | Bonita Springs, FL | n/a | 2011 | #273993 |
| Jamie Castagna | Active | Cape Coral, FL | n/a | 2011 | #367385 |
| Nesly Castor | Active | Cape Coral, FL | n/a | 2011 | #376647 |
| Carey Clement | Active | Cape Coral, FL | n/a | 2011 | #327214 |
| Nancy Compton | Active | Cape Coral, FL | n/a | 2011 | #384217 |
| Jose Condomina | Active | Estero, FL | n/a | 2011 | #277058 |
| Tamara Cook | Active | Fort Myers, FL | n/a | 2011 | #365724 |
| John Cortese | Active | Naples, FL | n/a | 2011 | #88862 |
| Robert Cox | Active | Fort Myers, FL | n/a | 2011 | #197689 |
| Melissa Cuff | Active | Cape Coral, FL | n/a | 2011 | #351635 |
| Marnie Cutrone | Active | Naples, FL | n/a | 2011 | #321777 |
| Nathan Davis | Active | Fort Myers, FL | n/a | 2011 | #319449 |
| Perry Dellagiustina | Active | Bonita Springs, FL | n/a | 2011 | #373871 |
| Roberto Diaz | Active | Fort Myers, FL | n/a | 2011 | #335887 |
| Thomas Digan | Active | Naples, FL | n/a | 2011 | #22351 |
| Scott Digregorio | Active | Fort Myers, FL | n/a | 2011 | #302451 |
| Jon Dilaura | Active | Fort Myers, FL | n/a | 2011 | #155695 |
| Carmen Duerr | Active | Naples, FL | n/a | 2011 | #379784 |
| William Dukes | Active | Naples, FL | n/a | 2011 | #211983 |
| Bill Emerson | Active | Cape Coral, FL | n/a | 2011 | #384032 |
| Trace English | Active | Fort Myers, FL | n/a | 2011 | #337442 |
| Jerald Epstein | Active | Naples, FL | n/a | 2011 | #337072 |
| Jeannette Farr | Active | Fort Myers, FL | n/a | 2011 | #357169 |
| Ivania Ferrufino | Active | Naples, FL | n/a | 2011 | #340816 |
| Gary Franchi | Active | Cape Coral, FL | n/a | 2011 | #232268 |
| Nigel Fullick | Active | Bonita Springs, FL | n/a | 2011 | #375032 |
| Brian Fulton | Active | Fort Myers, FL | n/a | 2011 | #41251 |
| Marta Garcia | Active | Naples, FL | n/a | 2011 | #358236 |
| Desiree Gardner | Active | Cape Coral, FL | n/a | 2011 | #378590 |
| Miguel Gonzalez | Active | Naples, FL | n/a | 2011 | #334913 |
| Debra Griffin | Active | Fort Myers, FL | n/a | 2011 | #342822 |
| Christine Guddal-Sims | Active | Naples, FL | n/a | 2011 | #314540 |
| Timothy Hart | Active | Cape Coral, FL | n/a | 2011 | #354676 |
| Wesley Haynes | Active | Fort Myers, FL | n/a | 2011 | #315054 |
| Tracy Hedberg | Active | Cape Coral, FL | n/a | 2011 | #371904 |
| Kara Holleran | Active | Cape Coral, FL | n/a | 2011 | #300761 |
Data source Florida OFR public record. 150,092 mortgage loan originators licensed in this state (59,357 active). Last refreshed 2026-08-22. KeysAhead republishes public-record licensing facts only; confirm any record on the official NMLS Consumer Access. View the source file.
Our data
Contribution: derived analysis, downloadable dataset
- Collected: 2,247 public license records whose business city is in the Cape Coral, FL area, from the state regulator rosters KeysAhead loads (active records by roster: FL 1,005, CO 35, MO 11, CA 7, PA 7), plus the federal HMDA lender list for the metro. Observed: Florida OFR roster 2026-08-22; Colorado DORA, Division of Real Estate roster 2026-08-23; Missouri Division of Finance roster 2026-08-22; California DRE roster 2026-08-22; Pennsylvania DoBS (data.pa.gov) roster 2026-08-22; HMDA 2024 data (loaded 2026-05-22).
- Published: aggregate counts; individual records stay on NMLS Consumer Access.
- Computed: 2 derived shares, each with its formula and arithmetic in the dataset.
- Method: data sources and limits.
- Reproduce it: download the data as JSON (17 rows; license CC BY 4.0).
| Figure | Count |
|---|---|
| License records with a business address in the metro | 2,247 |
| Active license records | 1,065 |
| Inactive or expired records still on file | 1,182 |
| Distinct people with an active record (by NMLS ID) | 1,023 |
| Active records that name a company | 3 |
| Distinct companies named on active records | 3 |
| Active records with a license year on the roster | 1,040 |
| Active records with a license year of 2025 or later | 168 |
| Lenders shown from HMDA (largest by home-loan originations) | 8 |
| Home loans originated by the lenders shown (HMDA) | 14,844 |
Frequently asked questions
How do I check a mortgage broker or lender in Cape Coral, FL?
Look up the loan officer's NMLS number, then check that the company on the official record is the one on your Loan Estimate.
Which lenders made the most home loans in Cape Coral, FL?
In HMDA 2024 data, United Shore Financial Services, LLC reported the most originations in the Cape Coral, FL metro area (3,312), followed by Suncoast Credit Union and Rocket Mortgage, LLC. The count is loan volume only, not a measure of rates or service.
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