Washington · verify a license
Mortgage loan officers in Washington
Use the official NMLS record and the Washington regulator to confirm a mortgage professional's license, employer, and history before you share documents or money.
A note on Washington records
Washington publishes individual loan-officer licensing through NMLS rather than as a downloadable public file, so KeysAhead does not claim to provide a complete Washington roster. Use the official NMLS record below and follow the checks on this page.
Top mortgage lenders in Washington
The most active mortgage lenders in Washington by home loans originated in 2024, from public federal HMDA data. This ranks lending companies, not individual loan officers, and is a useful way to see who is writing the most mortgages locally.
| Rank | Lender | 2024 loans |
|---|---|---|
| 1 | Boeing Employees Credit Union | 20,129 |
| 2 | United Shore Financial Services, LLC | 11,181 |
| 3 | Rocket Mortgage, LLC | 10,573 |
| 4 | Pennymac Loan Services, LLC | 8,012 |
| 5 | Guild Mortgage Company | 7,669 |
| 6 | U.S. Bank National Association | 7,028 |
| 7 | Bank of America, National Association | 6,760 |
| 8 | Newrez LLC | 6,691 |
How to verify a loan officer's license in Washington
- Get their NMLS number. It appears on your loan estimate, your closing disclosure, their business card, and email signatures. Every licensed originator has one.
- Open the official record. Go to NMLS Consumer Access and search the name or NMLS number.
- Check the license status. Confirm it shows an active Washington license and read the employment and regulatory-action history.
- Confirm the company. Make sure the company on the record matches the company on your paperwork.
Washington licenses mortgage loan officers through the Washington State Department of Financial Institutions. For complaints or to confirm a company's standing, that office is the authority.
States with full rosters
Frequently asked questions
Who licenses mortgage loan officers in Washington?
The Washington State Department of Financial Institutions oversees mortgage licensing in Washington, working through the Nationwide Multistate Licensing System (NMLS).
Why can't I see a Washington roster on KeysAhead yet?
Washington makes individual loan-officer data available through NMLS rather than as a free downloadable file, and KeysAhead only republishes data we can source cleanly from a state's own public records. The official NMLS record covers every Washington officer in the meantime.
How do I report a problem with a loan officer?
Contact the Washington State Department of Financial Institutions directly. KeysAhead is an independent resource and does not handle complaints or regulate licensees.
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