Virginia · verify a license
Mortgage loan officers in Virginia
Use the official NMLS record and the Virginia regulator to confirm a mortgage professional's license, employer, and history before you share documents or money.
A note on Virginia records
Virginia publishes individual loan-officer licensing through NMLS rather than as a downloadable public file, so KeysAhead does not claim to provide a complete Virginia roster. Use the official NMLS record below and follow the checks on this page.
Top mortgage lenders in Virginia
The most active mortgage lenders in Virginia by home loans originated in 2024, from public federal HMDA data. This ranks lending companies, not individual loan officers, and is a useful way to see who is writing the most mortgages locally.
| Rank | Lender | 2024 loans |
|---|---|---|
| 1 | Navy Federal Credit Union | 19,392 |
| 2 | Rocket Mortgage, LLC | 15,472 |
| 3 | Pennymac Loan Services, LLC | 14,158 |
| 4 | Freedom Mortgage Corporation | 13,295 |
| 5 | Truist Bank | 12,651 |
| 6 | United Shore Financial Services, LLC | 10,612 |
| 7 | Newrez LLC | 9,600 |
| 8 | Mortgage Research Center, LLC | 7,242 |
How to verify a loan officer's license in Virginia
- Get their NMLS number. It appears on your loan estimate, your closing disclosure, their business card, and email signatures. Every licensed originator has one.
- Open the official record. Go to NMLS Consumer Access and search the name or NMLS number.
- Check the license status. Confirm it shows an active Virginia license and read the employment and regulatory-action history.
- Confirm the company. Make sure the company on the record matches the company on your paperwork.
Virginia licenses mortgage loan officers through the Virginia Bureau of Financial Institutions. For complaints or to confirm a company's standing, that office is the authority.
States with full rosters
Frequently asked questions
Who licenses mortgage loan officers in Virginia?
The Virginia Bureau of Financial Institutions oversees mortgage licensing in Virginia, working through the Nationwide Multistate Licensing System (NMLS).
Why can't I see a Virginia roster on KeysAhead yet?
Virginia makes individual loan-officer data available through NMLS rather than as a free downloadable file, and KeysAhead only republishes data we can source cleanly from a state's own public records. The official NMLS record covers every Virginia officer in the meantime.
How do I report a problem with a loan officer?
Contact the Virginia Bureau of Financial Institutions directly. KeysAhead is an independent resource and does not handle complaints or regulate licensees.
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