New Jersey · verify a license
Mortgage loan officers in New Jersey
Use the official NMLS record and the New Jersey regulator to confirm a mortgage professional's license, employer, and history before you share documents or money.
A note on New Jersey records
New Jersey publishes individual loan-officer licensing through NMLS rather than as a downloadable public file, so KeysAhead does not claim to provide a complete New Jersey roster. Use the official NMLS record below and follow the checks on this page.
Top mortgage lenders in New Jersey
The most active mortgage lenders in New Jersey by home loans originated in 2024, from public federal HMDA data. This ranks lending companies, not individual loan officers, and is a useful way to see who is writing the most mortgages locally.
| Rank | Lender | 2024 loans |
|---|---|---|
| 1 | TD Bank, National Association | 13,591 |
| 2 | Rocket Mortgage, LLC | 13,400 |
| 3 | Bank of America, National Association | 12,081 |
| 4 | PNC Bank, National Association | 11,137 |
| 5 | Citizens Bank, National Association | 10,821 |
| 6 | Pennymac Loan Services, LLC | 10,562 |
| 7 | Crosscountry Mortgage, INC. | 10,350 |
| 8 | Discover Bank | 10,098 |
How to verify a loan officer's license in New Jersey
- Get their NMLS number. It appears on your loan estimate, your closing disclosure, their business card, and email signatures. Every licensed originator has one.
- Open the official record. Go to NMLS Consumer Access and search the name or NMLS number.
- Check the license status. Confirm it shows an active New Jersey license and read the employment and regulatory-action history.
- Confirm the company. Make sure the company on the record matches the company on your paperwork.
New Jersey licenses mortgage loan officers through the New Jersey Department of Banking and Insurance. For complaints or to confirm a company's standing, that office is the authority.
States with full rosters
Frequently asked questions
Who licenses mortgage loan officers in New Jersey?
The New Jersey Department of Banking and Insurance oversees mortgage licensing in New Jersey, working through the Nationwide Multistate Licensing System (NMLS).
Why can't I see a New Jersey roster on KeysAhead yet?
New Jersey makes individual loan-officer data available through NMLS rather than as a free downloadable file, and KeysAhead only republishes data we can source cleanly from a state's own public records. The official NMLS record covers every New Jersey officer in the meantime.
How do I report a problem with a loan officer?
Contact the New Jersey Department of Banking and Insurance directly. KeysAhead is an independent resource and does not handle complaints or regulate licensees.
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