Minnesota · verify a license
Mortgage loan officers in Minnesota
Every mortgage loan officer working in Minnesota carries an NMLS license you can verify in under a minute. Start with the search below, or browse the licensed officers listed here.
Free. No login. Results link to the official NMLS record so you can confirm it yourself.
A note on Minnesota records
Minnesota publishes individual loan-officer licensing through NMLS rather than as a downloadable public file, so KeysAhead does not republish a Minnesota roster. You can still look up any Minnesota loan officer in seconds using the official record below, and the steps on this page show you exactly what to check.
Top mortgage lenders in Minnesota
The most active mortgage lenders in Minnesota by home loans originated in 2024, from public federal HMDA data. This ranks lending companies, not individual loan officers, and is a useful way to see who is writing the most mortgages locally.
| Rank | Lender | 2024 loans |
|---|---|---|
| 1 | U.S. Bank National Association | 13,389 |
| 2 | Bell Bank | 7,493 |
| 3 | United Shore Financial Services, LLC | 7,076 |
| 4 | Trustone Financial Credit Union | 6,743 |
| 5 | Rocket Mortgage, LLC | 6,327 |
| 6 | Pennymac Loan Services, LLC | 5,529 |
| 7 | Affinity Plus | 5,030 |
| 8 | Wings Financial Credit Union | 3,688 |
How to verify a loan officer's license in Minnesota
- Get their NMLS number. It appears on your loan estimate, your closing disclosure, their business card, and email signatures. Every licensed originator has one.
- Open the official record. Go to NMLS Consumer Access and search the name or NMLS number.
- Check the license status. Confirm it shows an active Minnesota license and read the employment and regulatory-action history.
- Confirm the company. Make sure the company on the record matches the company on your paperwork.
Minnesota licenses mortgage loan officers through the Minnesota Department of Commerce. For complaints or to confirm a company's standing, that office is the authority.
States with full rosters
Frequently asked questions
Who licenses mortgage loan officers in Minnesota?
The Minnesota Department of Commerce oversees mortgage licensing in Minnesota, working through the Nationwide Multistate Licensing System (NMLS).
Why can't I see a Minnesota roster on KeysAhead yet?
Minnesota makes individual loan-officer data available through NMLS rather than as a free downloadable file, and KeysAhead only republishes data we can source cleanly from a state's own public records. The official NMLS record covers every Minnesota officer in the meantime.
How do I report a problem with a loan officer?
Contact the Minnesota Department of Commerce directly. KeysAhead is an independent resource and does not handle complaints or regulate licensees.
Homebuyer due diligence
Check the people handling your closing.
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