Illinois · verify a license
Mortgage loan officers in Illinois
Use the official NMLS record and the Illinois regulator to confirm a mortgage professional's license, employer, and history before you share documents or money.
A note on Illinois records
Illinois publishes individual loan-officer licensing through NMLS rather than as a downloadable public file, so KeysAhead does not claim to provide a complete Illinois roster. Use the official NMLS record below and follow the checks on this page.
Top mortgage lenders in Illinois
The most active mortgage lenders in Illinois by home loans originated in 2024, from public federal HMDA data. This ranks lending companies, not individual loan officers, and is a useful way to see who is writing the most mortgages locally.
| Rank | Lender | 2024 loans |
|---|---|---|
| 1 | Guaranteed Rate, INC. | 15,970 |
| 2 | U.S. Bank National Association | 14,735 |
| 3 | Rocket Mortgage, LLC | 13,389 |
| 4 | JPMorgan Chase Bank, National Association | 12,614 |
| 5 | United Shore Financial Services, LLC | 12,155 |
| 6 | Pennymac Loan Services, LLC | 11,131 |
| 7 | The Huntington National Bank | 9,743 |
| 8 | Discover Bank | 9,343 |
How to verify a loan officer's license in Illinois
- Get their NMLS number. It appears on your loan estimate, your closing disclosure, their business card, and email signatures. Every licensed originator has one.
- Open the official record. Go to NMLS Consumer Access and search the name or NMLS number.
- Check the license status. Confirm it shows an active Illinois license and read the employment and regulatory-action history.
- Confirm the company. Make sure the company on the record matches the company on your paperwork.
Illinois licenses mortgage loan officers through the Illinois Department of Financial and Professional Regulation. For complaints or to confirm a company's standing, that office is the authority.
States with full rosters
Frequently asked questions
Who licenses mortgage loan officers in Illinois?
The Illinois Department of Financial and Professional Regulation oversees mortgage licensing in Illinois, working through the Nationwide Multistate Licensing System (NMLS).
Why can't I see a Illinois roster on KeysAhead yet?
Illinois makes individual loan-officer data available through NMLS rather than as a free downloadable file, and KeysAhead only republishes data we can source cleanly from a state's own public records. The official NMLS record covers every Illinois officer in the meantime.
How do I report a problem with a loan officer?
Contact the Illinois Department of Financial and Professional Regulation directly. KeysAhead is an independent resource and does not handle complaints or regulate licensees.
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